Algoma Central (TSX:ALC) Effective Interest Rate on Debt %: 4.50% (As of Mar. 2026)

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TSX:ALC Algoma Central Corp TSX:ALC
72 GF Score
Price C$23.75
GF Value C$16.36
Valuation Significantly Overvalued
! 11 Warning Signs
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What is Algoma Central Effective Interest Rate on Debt %?

Algoma Central TSX:ALC +0.93% 72 Effective Interest Rate on Debt % is 4.50% as of Mar. 2026. GuruFocus rates TSX:ALC with a GF Score™ of 72/100 and a GF Value™ of C$16.36 (Significantly Overvalued). The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Algoma Central's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was C$26.0 Mil. Algoma Central's average total debt for the quarter that ended in Mar. 2026 was C$576.9 Mil. Therefore, Algoma Central's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.50%.


Algoma Central  (TSX:ALC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Algoma Central Effective Interest Rate on Debt % Related Terms


Algoma Central Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Algoma Central's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Algoma Central Effective Interest Rate on Debt % Chart

Algoma Central Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.88 4.73 4.46 4.83 5.21

Algoma Central Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.49 4.19 4.71 4.52 4.50

TSX:ALC vs KEX: Effective Interest Rate on Debt % Comparison

For the Marine Shipping subindustry, Algoma Central's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Algoma Central Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Algoma Central's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Algoma Central's Effective Interest Rate on Debt % falls into.


TSX:ALC
72GF Score
Algoma Central Corp TSX:ALC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Algoma Central Effective Interest Rate on Debt % Calculation

Algoma Central's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -24.737/( (412.587+536.438)/ 2 )
=-1  *  -24.737/474.5125
=5.21 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=334.122 + 78.465
=412.587

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=410.831 + 125.607
=536.438

Algoma Central's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -25.952/( (536.438+617.435)/ 2 )
=-1  *  -25.952/576.9365
=4.50 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=410.831 + 125.607
=536.438

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=413.764 + 203.671
=617.435

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.50% mean?
Algoma Central (TSX:ALC) has a Effective Interest Rate on Debt % of 4.50% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Algoma Central and its competitors.
Is Algoma Central's Effective Interest Rate on Debt % too high?
Algoma Central's current Effective Interest Rate on Debt % is 4.50%. Overall, Algoma Central has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Algoma Central's Effective Interest Rate on Debt % compare to KEX?
Algoma Central's Effective Interest Rate on Debt % of 4.50% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Algoma Central and its competitors. Algoma Central's current Effective Interest Rate on Debt % is 4.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algoma Central stock overvalued right now?
Based on GuruFocus' analysis, Algoma Central (TSX:ALC) is currently considered Significantly Overvalued. The stock's GF Value™ is C$16.36, compared to a current price of C$23.75 — trading 45.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.50%. Algoma Central's overall GF Score™ is 72/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Algoma Central (TSX:ALC), the current Effective Interest Rate on Debt % is 4.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Algoma Central (TSX:ALC) Overvalued in 2026?

Based on GuruFocus' analysis, Algoma Central stock appears to be overvalued. The current stock price of C$23.75 is trading 45.2% above its estimated GF Value™ of C$16.36. GuruFocus considers Algoma Central to be Significantly Overvalued.

Key valuation signals for TSX:ALC:

  • Effective Interest Rate on Debt %: 4.50%
  • GF Value™: C$16.36 vs. price of C$23.75 (45.2% above fair value)
  • GF Score™: 72/100 with 11 warning signs

No single metric tells the full story. See the TSX:ALC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Algoma Central Business Description

Other Exchanges AGMJF:USAACH:Germany
Address 63 Church Street, Suite 600, St. Catharines, ON, CAN, L2R 3C4
Algoma Central Corp owns and operates a fleet of dry and liquid bulk carriers on the Great Lakes, St. Lawrence Waterway. The company's Canadian flag fleet consists of self-unloading dry-bulk carriers, gearless dry-bulk carriers, and product tankers. The company operates its business through segments that are Domestic Dry-Bulk which generates key revenue, Product Tankers, Ocean Self-Unloaders, and Corporate. The company also earns revenues from marine operations through contracts of affreightment, time charters, and pool revenue.
72GF Score

Get the complete analysis for TSX:ALC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$23.75
Price
C$16.36
GF Value