Finning International (TSX:FTT) Effective Interest Rate on Debt %: 4.96% (As of Mar. 2026)

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TSX:FTT Finning International Inc TSX:FTT
80 GF Score
Price C$107.40
GF Value C$49.13
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Finning International Effective Interest Rate on Debt %?

Finning International TSX:FTT +1.27% 80 Effective Interest Rate on Debt % is 4.96% as of Mar. 2026. GuruFocus rates TSX:FTT with a GF Score™ of 80/100 and a GF Value™ of C$49.13 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Finning International's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was C$120 Mil. Finning International's average total debt for the quarter that ended in Mar. 2026 was C$2,420 Mil. Therefore, Finning International's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.96%.


Finning International  (TSX:FTT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Finning International Effective Interest Rate on Debt % Related Terms


Finning International Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Finning International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finning International Effective Interest Rate on Debt % Chart

Finning International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.47 3.96 6.01 5.65 5.28

Finning International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.93 4.96 4.90 5.29 4.96

TSX:FTT vs GWW, FAST, FERG: Effective Interest Rate on Debt % Comparison

For the Industrial Distribution subindustry, Finning International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finning International Effective Interest Rate on Debt % vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Finning International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Finning International's Effective Interest Rate on Debt % falls into.


TSX:FTT
80GF Score
Finning International Inc TSX:FTT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finning International Effective Interest Rate on Debt % Calculation

Finning International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -129/( (2580+2306)/ 2 )
=-1  *  -129/2443
=5.28 %

where

Finning International's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -120/( (2306+2534)/ 2 )
=-1  *  -120/2420
=4.96 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.96% mean?
Finning International (TSX:FTT) has a Effective Interest Rate on Debt % of 4.96% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Finning International and its competitors.
Is Finning International's Effective Interest Rate on Debt % too high?
Finning International's current Effective Interest Rate on Debt % is 4.96%. Overall, Finning International has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finning International's Effective Interest Rate on Debt % compare to GWW and FAST?
Finning International's Effective Interest Rate on Debt % of 4.96% can be compared against companies in the Industrial Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Distribution company?
A good Effective Interest Rate on Debt % depends on the Industrial Distribution industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Finning International and its competitors. Finning International's current Effective Interest Rate on Debt % is 4.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finning International stock overvalued right now?
Based on GuruFocus' analysis, Finning International (TSX:FTT) is currently considered Significantly Overvalued. The stock's GF Value™ is C$49.13, compared to a current price of C$107.40 — trading 118.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.96%. Finning International's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Finning International (TSX:FTT), the current Effective Interest Rate on Debt % is 4.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finning International (TSX:FTT) Overvalued in 2026?

Based on GuruFocus' analysis, Finning International stock appears to be overvalued. The current stock price of C$107.40 is trading 118.6% above its estimated GF Value™ of C$49.13. GuruFocus considers Finning International to be Significantly Overvalued.

Key valuation signals for TSX:FTT:

  • Effective Interest Rate on Debt %: 4.96%
  • GF Value™: C$49.13 vs. price of C$107.40 (118.6% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the TSX:FTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finning International Business Description

Other Exchanges FINGF:USA0UVO:UKCIH:Germany
Address 19100 94th Avenue, Surrey, BC, CAN, V4N 5C3
Finning International Inc is a dealer and distributor of heavy-duty machinery and parts of the Caterpillar brand. The company sells and rents Caterpillar machinery to the mining, construction, petroleum, forestry, and power system application industries. Finning International further provides parts and services for equipment and engines to its customers via its owned distribution network and buys and sells used equipment domestically and internationally after reconditioning or rebuilding the machinery. The company operates in Canada, Chile, UK, Argentina and Others.
80GF Score

Get the complete analysis for TSX:FTT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$107.40
Price
C$49.13
GF Value