Stella-Jones (TSX:SJ) Effective Interest Rate on Debt %: 4.08% (As of Mar. 2026)

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TSX:SJ Stella-Jones Inc TSX:SJ
94 GF Score
Price C$79.31
GF Value C$85.44
Valuation Fairly Valued
! 2 Warning Signs
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What is Stella-Jones Effective Interest Rate on Debt %?

Stella-Jones TSX:SJ +0.76% 94 Effective Interest Rate on Debt % is 4.08% as of Mar. 2026. GuruFocus rates TSX:SJ with a GF Score™ of 94/100 and a GF Value™ of C$85.44 (Fairly Valued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Stella-Jones's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was C$68 Mil. Stella-Jones's average total debt for the quarter that ended in Mar. 2026 was C$1,668 Mil. Therefore, Stella-Jones's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.08%.


Stella-Jones  (TSX:SJ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Stella-Jones Effective Interest Rate on Debt % Related Terms


Stella-Jones Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Stella-Jones's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stella-Jones Effective Interest Rate on Debt % Chart

Stella-Jones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.83 3.32 5.00 5.31 4.13

Stella-Jones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.57 3.28 4.58 4.29 4.08

TSX:SJ vs SSD, UFPI, BCC: Effective Interest Rate on Debt % Comparison

For the Lumber & Wood Production subindustry, Stella-Jones's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stella-Jones Effective Interest Rate on Debt % vs Forest Products Industry

For the Forest Products industry and Basic Materials sector, Stella-Jones's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Stella-Jones's Effective Interest Rate on Debt % falls into.


TSX:SJ
94GF Score
Stella-Jones Inc TSX:SJ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Stella-Jones Effective Interest Rate on Debt % Calculation

Stella-Jones's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -69/( (1703+1642)/ 2 )
=-1  *  -69/1672.5
=4.13 %

where

Stella-Jones's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -68/( (1642+1694)/ 2 )
=-1  *  -68/1668
=4.08 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.08% mean?
Stella-Jones (TSX:SJ) has a Effective Interest Rate on Debt % of 4.08% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Stella-Jones and its competitors.
Is Stella-Jones' Effective Interest Rate on Debt % too high?
Stella-Jones' current Effective Interest Rate on Debt % is 4.08%. Overall, Stella-Jones has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Stella-Jones' Effective Interest Rate on Debt % compare to SSD and UFPI?
Stella-Jones' Effective Interest Rate on Debt % of 4.08% can be compared against companies in the Forest Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Forest Products company?
A good Effective Interest Rate on Debt % depends on the Forest Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Stella-Jones and its competitors. Stella-Jones's current Effective Interest Rate on Debt % is 4.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stella-Jones stock overvalued right now?
Based on GuruFocus' analysis, Stella-Jones (TSX:SJ) is currently considered Fairly Valued. The stock's GF Value™ is C$85.44, compared to a current price of C$79.31 — trading 7.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.08%. Stella-Jones' overall GF Score™ is 94/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Stella-Jones (TSX:SJ), the current Effective Interest Rate on Debt % is 4.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stella-Jones (TSX:SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Stella-Jones stock appears to be undervalued. The current stock price of C$79.31 is trading 7.2% below its estimated GF Value™ of C$85.44. GuruFocus considers Stella-Jones to be Fairly Valued.

Key valuation signals for TSX:SJ:

  • Effective Interest Rate on Debt %: 4.08%
  • GF Value™: C$85.44 vs. price of C$79.31 (7.2% below fair value)
  • GF Score™: 94/100 with 2 warning signs

No single metric tells the full story. See the TSX:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stella-Jones Business Description

Other Exchanges STLJF:USA97S:Germany
Address 3100 de la Cote-Vertu Boulevard, Suite 300, Saint-Laurent, QC, CAN, H4R 2J8
Stella-Jones Inc produces and sells lumber and wood products. The company operates in two segments: Pressure-treated wood, which includes utility poles, railway ties, residential lumber, and industrial products; and the Logs & Lumber segment comprises the sales of logs harvested in the course of the company's procurement process that is determined to be unsuitable for use as utility poles, it also includes the sale of excess lumber to local home-building markets. The vast majority of its revenue comes from the Pressure-treated wood segment. Its geographical segments are the United States and Canada, and the majority of its revenue is derived from the United States.
94GF Score

Get the complete analysis for TSX:SJ

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$79.31
Price
C$85.44
GF Value