Hampton Financial (TSXV:HFC) Effective Interest Rate on Debt %: 11.36% (As of Feb. 2026)

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TSXV:HFC Hampton Financial Corp TSXV:HFC
34 GF Score
Price C$0.33
GF Value C$0.35
Valuation Fairly Valued
! 6 Warning Signs
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What is Hampton Financial Effective Interest Rate on Debt %?

Hampton Financial TSXV:HFC 34 Effective Interest Rate on Debt % is 11.36% as of Feb. 2026. GuruFocus rates TSXV:HFC with a GF Score™ of 34/100 and a GF Value™ of C$0.35 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hampton Financial's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was C$2.40 Mil. Hampton Financial's average total debt for the quarter that ended in Feb. 2026 was C$21.12 Mil. Therefore, Hampton Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 11.36%.


Hampton Financial  (TSXV:HFC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hampton Financial Effective Interest Rate on Debt % Related Terms


Hampton Financial Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hampton Financial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hampton Financial Effective Interest Rate on Debt % Chart

Hampton Financial Annual Data
Trend Jun16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.40 11.96 10.39 9.53 8.90

Hampton Financial Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.56 6.92 9.89 11.30 11.36

TSXV:HFC vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Hampton Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hampton Financial Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Hampton Financial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hampton Financial's Effective Interest Rate on Debt % falls into.


TSXV:HFC
34GF Score
Hampton Financial Corp TSXV:HFC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hampton Financial Effective Interest Rate on Debt % Calculation

Hampton Financial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -2.151/( (25.172+23.173)/ 2 )
=-1  *  -2.151/24.1725
=8.90 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23.014 + 2.158
=25.172

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.975 + 5.198
=23.173

Hampton Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -2.4/( (24.065+18.181)/ 2 )
=-1  *  -2.4/21.123
=11.36 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.646 + 5.419
=24.065

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.558 + 1.623
=18.181

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.36% mean?
Hampton Financial (TSXV:HFC) has a Effective Interest Rate on Debt % of 11.36% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hampton Financial and its competitors.
Is Hampton Financial's Effective Interest Rate on Debt % too high?
Hampton Financial's current Effective Interest Rate on Debt % is 11.36%. Overall, Hampton Financial has a GF Score™ of 34/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hampton Financial's Effective Interest Rate on Debt % compare to MS and GS?
Hampton Financial's Effective Interest Rate on Debt % of 11.36% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hampton Financial and its competitors. Hampton Financial's current Effective Interest Rate on Debt % is 11.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hampton Financial stock overvalued right now?
Based on GuruFocus' analysis, Hampton Financial (TSXV:HFC) is currently considered Fairly Valued. The stock's GF Value™ is C$0.35, compared to a current price of C$0.33 — trading 7.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 11.36%. Hampton Financial's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hampton Financial (TSXV:HFC), the current Effective Interest Rate on Debt % is 11.36% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hampton Financial (TSXV:HFC) Overvalued in 2026?

Based on GuruFocus' analysis, Hampton Financial stock appears to be undervalued. The current stock price of C$0.33 is trading 7.1% below its estimated GF Value™ of C$0.35. GuruFocus considers Hampton Financial to be Fairly Valued.

Key valuation signals for TSXV:HFC:

  • Effective Interest Rate on Debt %: 11.36%
  • GF Value™: C$0.35 vs. price of C$0.33 (7.1% below fair value)
  • GF Score™: 34/100 with 6 warning signs

No single metric tells the full story. See the TSXV:HFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hampton Financial Business Description

Address 141 Adelaide Street West, Suite 1800, Toronto, ON, CAN, M5H 3L5
Hampton Financial Corp is a holding company. Through its subsidiary, the company operates as a registered investment dealer, providing investment advisory and brokerage services. It is engaged in family office, wealth management, institutional services, and capital markets activities. Additionally, the company provides investment banking services, which include assisting companies with raising capital, advising on mergers and acquisitions, and aiding issuers in obtaining a listing on a recognized securities exchange in Canada. The company operates in two business segments: i) Investment advisory and brokerage services, ii) Commercial factoring business. The majority of revenue is derived from Investment advisory and brokerage services.
34GF Score

Get the complete analysis for TSXV:HFC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$0.33
Price
C$0.35
GF Value