TWI (Titan International) Effective Interest Rate on Debt %: 5.47% (As of Mar. 2026)

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TWI Titan International Inc TWI
65 GF Score
Price $7.65
GF Value $9.15
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Titan International Effective Interest Rate on Debt %?

Titan International TWI -7.16% 65 Effective Interest Rate on Debt % is 5.47% as of Mar. 2026. GuruFocus rates TWI with a GF Score™ of 65/100 and a GF Value™ of $9.15 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Titan International's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $40 Mil. Titan International's average total debt for the quarter that ended in Mar. 2026 was $723 Mil. Therefore, Titan International's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.47%.


Titan International  (NYSE:TWI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Titan International Effective Interest Rate on Debt % Related Terms


Titan International Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Titan International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Titan International Effective Interest Rate on Debt % Chart

Titan International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.50 6.74 6.56 6.50 5.55

Titan International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.49 5.45 5.48 5.52 5.47

TWI vs MTW, WNC, CMCO: Effective Interest Rate on Debt % Comparison

For the Farm & Heavy Construction Machinery subindustry, Titan International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Titan International Effective Interest Rate on Debt % vs Farm & Heavy Construction Machinery Industry

For the Farm & Heavy Construction Machinery industry and Industrials sector, Titan International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Titan International's Effective Interest Rate on Debt % falls into.


TWI
65GF Score
Titan International Inc TWI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Titan International Effective Interest Rate on Debt % Calculation

Titan International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -38.708/( (683.464+710.786)/ 2 )
=-1  *  -38.708/697.125
=5.55 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=658.986 + 24.478
=683.464

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=675.771 + 35.015
=710.786

Titan International's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -39.548/( (710.786+735.288)/ 2 )
=-1  *  -39.548/723.037
=5.47 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=675.771 + 35.015
=710.786

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=686.196 + 49.092
=735.288

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.47% mean?
Titan International (TWI) has a Effective Interest Rate on Debt % of 5.47% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Titan International and its competitors.
Is Titan International's Effective Interest Rate on Debt % too high?
Titan International's current Effective Interest Rate on Debt % is 5.47%. Overall, Titan International has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Titan International's Effective Interest Rate on Debt % compare to MTW and WNC?
Titan International's Effective Interest Rate on Debt % of 5.47% can be compared against companies in the Farm & Heavy Construction Machinery industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Farm & Heavy Construction Machinery company?
A good Effective Interest Rate on Debt % depends on the Farm & Heavy Construction Machinery industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Titan International and its competitors. Titan International's current Effective Interest Rate on Debt % is 5.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan International stock overvalued right now?
Based on GuruFocus' analysis, Titan International (TWI) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.15, compared to a current price of $7.65 — trading 16.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.47%. Titan International's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Titan International (TWI), the current Effective Interest Rate on Debt % is 5.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Titan International (TWI) Overvalued in 2026?

Based on GuruFocus' analysis, Titan International stock appears to be undervalued. The current stock price of $7.65 is trading 16.4% below its estimated GF Value™ of $9.15. GuruFocus considers Titan International to be Modestly Undervalued.

Key valuation signals for TWI:

  • Effective Interest Rate on Debt %: 5.47%
  • GF Value™: $9.15 vs. price of $7.65 (16.4% below fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the TWI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Titan International Business Description

Other Exchanges TZ4:Germany
Address 1525 Kautz Road, Suite 600, West Chicago, IL, USA, 60185
Titan International Inc is a manufacturer of wheels, tires, wheel and tire assemblies, and undercarriage systems and components for off-highway vehicles. It designs and manufactures products for OEMs and aftermarket customers in the agricultural, earthmoving/construction, and consumer markets. The company operates through three segments, namely Agricultural, Earthmoving/Construction, and Consumer. It derives the majority of revenue from the Agricultural segment which manufactures various agricultural equipment, including tractors, combines, plows, planters and irrigation equipment. Geographically, the company generates the maximum revenue from North America, followed by Europe / CIS, Latin America, and Asia and other regions.
65GF Score

Get the complete analysis for TWI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.65
Price
$9.15
GF Value