TWODY (Taylor Wimpey) Effective Interest Rate on Debt %: 34.75% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TWODY Taylor Wimpey PLC TWODY
64 GF Score
Price $10.98
GF Value $16.92
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Taylor Wimpey Effective Interest Rate on Debt %?

Taylor Wimpey TWODY +2.62% 64 Effective Interest Rate on Debt % is 34.75% as of Dec. 2025. GuruFocus rates TWODY with a GF Score™ of 64/100 and a GF Value™ of $16.92 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Taylor Wimpey's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $58 Mil. Taylor Wimpey's average total debt for the quarter that ended in Dec. 2025 was $166 Mil. Therefore, Taylor Wimpey's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 34.75%.


Taylor Wimpey  (OTCPK:TWODY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Taylor Wimpey Effective Interest Rate on Debt % Related Terms


Taylor Wimpey Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Taylor Wimpey's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taylor Wimpey Effective Interest Rate on Debt % Chart

Taylor Wimpey Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.95 20.33 21.35 22.02 34.92

Taylor Wimpey Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.35 19.56 24.63 33.94 34.75

TWODY vs DHI, PHM, LEN: Effective Interest Rate on Debt % Comparison

For the Residential Construction subindustry, Taylor Wimpey's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taylor Wimpey Effective Interest Rate on Debt % vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Taylor Wimpey's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Taylor Wimpey's Effective Interest Rate on Debt % falls into.


TWODY
64GF Score
Taylor Wimpey PLC TWODY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taylor Wimpey Effective Interest Rate on Debt % Calculation

Taylor Wimpey's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -55.689/( (152.971+165.998)/ 2 )
=-1  *  -55.689/159.4845
=34.92 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=139.823 + 13.148
=152.971

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=150.335 + 15.663
=165.998

Taylor Wimpey's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -57.832/( (166.893+165.998)/ 2 )
=-1  *  -57.832/166.4455
=34.75 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=151.696 + 15.197
=166.893

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=150.335 + 15.663
=165.998

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 34.75% mean?
Taylor Wimpey (TWODY) has a Effective Interest Rate on Debt % of 34.75% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Taylor Wimpey and its competitors.
Is Taylor Wimpey's Effective Interest Rate on Debt % too high?
Taylor Wimpey's current Effective Interest Rate on Debt % is 34.75%. Overall, Taylor Wimpey has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taylor Wimpey's Effective Interest Rate on Debt % compare to DHI and PHM?
Taylor Wimpey's Effective Interest Rate on Debt % of 34.75% can be compared against companies in the Homebuilding & Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Homebuilding & Construction company?
A good Effective Interest Rate on Debt % depends on the Homebuilding & Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Taylor Wimpey and its competitors. Taylor Wimpey's current Effective Interest Rate on Debt % is 34.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taylor Wimpey stock overvalued right now?
Based on GuruFocus' analysis, Taylor Wimpey (TWODY) is currently considered Significantly Undervalued. The stock's GF Value™ is $16.92, compared to a current price of $10.98 — trading 35.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 34.75%. Taylor Wimpey's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Taylor Wimpey (TWODY), the current Effective Interest Rate on Debt % is 34.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taylor Wimpey (TWODY) Overvalued in 2026?

Based on GuruFocus' analysis, Taylor Wimpey stock appears to be undervalued. The current stock price of $10.98 is trading 35.1% below its estimated GF Value™ of $16.92. GuruFocus considers Taylor Wimpey to be Significantly Undervalued.

Key valuation signals for TWODY:

  • Effective Interest Rate on Debt %: 34.75%
  • GF Value™: $16.92 vs. price of $10.98 (35.1% below fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the TWODY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taylor Wimpey Business Description

Address Turnpike Road, Gate House, High Wycombe, Buckinghamshire, GBR, HP12 3NR
Taylor Wimpey is the UK's fourth-largest residential property developer by revenue and dwelling completions and was established via the merger of George Wimpey and Taylor Woodrow in 2007. Taylor Wimpey typifies the business model employed by UK homebuilders, traditionally operating in the land development, construction, and sales and marketing segments of the residential property development value chain. The company also has a small homebuilding operation in Spain.
64GF Score

Get the complete analysis for TWODY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.98
Price
$16.92
GF Value