UK (Ucommune International) Effective Interest Rate on Debt %: 4.30% (As of Dec. 2025)

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UK Ucommune International Ltd UK
25 GF Score
Price $2.02
GF Value $0.68
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Ucommune International Effective Interest Rate on Debt %?

Ucommune International UK -4.27% 25 Effective Interest Rate on Debt % is 4.30% as of Dec. 2025. GuruFocus rates UK with a GF Score™ of 25/100 and a GF Value™ of $0.68 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ucommune International's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.07 Mil. Ucommune International's average total debt for the quarter that ended in Dec. 2025 was $1.72 Mil. Therefore, Ucommune International's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.30%.


Ucommune International  (NAS:UK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ucommune International Effective Interest Rate on Debt % Related Terms


Ucommune International Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ucommune International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ucommune International Effective Interest Rate on Debt % Chart

Ucommune International Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.35 2.59 0.00 2.77 0.00

Ucommune International Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 8.07 0.00 4.30

UK vs FGNV, LRHC, HBUV: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Ucommune International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ucommune International Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Ucommune International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ucommune International's Effective Interest Rate on Debt % falls into.


UK
25GF Score
Ucommune International Ltd UK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ucommune International Effective Interest Rate on Debt % Calculation

Ucommune International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (4.023+2.176)/ 2 )
=-1  *  0/3.0995
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.881 + 1.142
=4.023

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.901 + 0.275
=2.176

Ucommune International's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.074/( (1.265+2.176)/ 2 )
=-1  *  -0.074/1.7205
=4.30 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.115 + 0.15
=1.265

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.901 + 0.275
=2.176

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.30% mean?
Ucommune International (UK) has a Effective Interest Rate on Debt % of 4.30% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ucommune International and its competitors.
Is Ucommune International's Effective Interest Rate on Debt % too high?
Ucommune International's current Effective Interest Rate on Debt % is 4.30%. Overall, Ucommune International has a GF Score™ of 25/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ucommune International's Effective Interest Rate on Debt % compare to FGNV and LRHC?
Ucommune International's Effective Interest Rate on Debt % of 4.30% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ucommune International and its competitors. Ucommune International's current Effective Interest Rate on Debt % is 4.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ucommune International stock overvalued right now?
Based on GuruFocus' analysis, Ucommune International (UK) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.68, compared to a current price of $2.02 — trading 197.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.30%. Ucommune International's overall GF Score™ is 25/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ucommune International (UK), the current Effective Interest Rate on Debt % is 4.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ucommune International (UK) Overvalued in 2026?

Based on GuruFocus' analysis, Ucommune International stock appears to be overvalued. The current stock price of $2.02 is trading 197.1% above its estimated GF Value™ of $0.68. GuruFocus considers Ucommune International to be Significantly Overvalued.

Key valuation signals for UK:

  • Effective Interest Rate on Debt %: 4.30%
  • GF Value™: $0.68 vs. price of $2.02 (197.1% above fair value)
  • GF Score™: 25/100 with 4 warning signs

No single metric tells the full story. See the UK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ucommune International Business Description

Address No. 2 Dongsihuan North Road, Building 1, 4th Floor, Chaoyang District, Beijing, CHN, 100016
Ucommune International Ltd is a flexible office space provider and manager based in the People's Republic of China (PRC). The company offers long-term leasing, on-demand, and short-term leasing solutions to freelancers, start-up entrepreneurs, small and medium enterprises, and corporations. Company provide fully-serviced and well-furnished office spaces on a flexible basis. The members of the Ucommune community, which includes individuals and enterprises registered on the U bazaar mobile app, can avail of these services. The company has two operating segments: Workspace membership, and Other services. The Workspace membership segment generates the majority of the company's revenue.
25GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.02
Price
$0.68
GF Value