UMSSF (UMS Integration) Effective Interest Rate on Debt %: 4.82% (As of Dec. 2025)


UMSSF UMS Integration Ltd UMSSF
69 GF Score
Price $0.94
GF Value $0.32
! 9 Warning Signs
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What is UMS Integration Effective Interest Rate on Debt %?

UMS Integration UMSSF 69 Effective Interest Rate on Debt % is 4.82% as of Dec. 2025. GuruFocus rates UMSSF with a GF Score™ of 69/100 and a GF Value™ of $0.32. The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. UMS Integration's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.4 Mil. UMS Integration's average total debt for the quarter that ended in Dec. 2025 was $7.5 Mil. Therefore, UMS Integration's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.82%.


UMS Integration  (OTCPK:UMSSF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


UMS Integration Effective Interest Rate on Debt % Related Terms


UMS Integration Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for UMS Integration's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMS Integration Effective Interest Rate on Debt % Chart

UMS Integration Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.56 2.56 2.56 3.11 4.85

UMS Integration Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.26 4.80 4.82 4.72 4.82

UMSSF vs AMAT, LRCX, KLAC: Effective Interest Rate on Debt % Comparison

For the Semiconductor Equipment & Materials subindustry, UMS Integration's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMS Integration Effective Interest Rate on Debt % vs Semiconductors Industry

For the Semiconductors industry and Technology sector, UMS Integration's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where UMS Integration's Effective Interest Rate on Debt % falls into.


UMSSF
69GF Score
UMS Integration Ltd UMSSF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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UMS Integration Effective Interest Rate on Debt % Calculation

UMS Integration's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.372/( (7.925+7.416)/ 2 )
=-1  *  -0.372/7.6705
=4.85 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.884 + 1.041
=7.925

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.997 + 1.419
=7.416

UMS Integration's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.36/( (7.536+7.416)/ 2 )
=-1  *  -0.36/7.476
=4.82 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.216 + 0.32
=7.536

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.997 + 1.419
=7.416

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.82% mean?
UMS Integration (UMSSF) has a Effective Interest Rate on Debt % of 4.82% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UMS Integration and its competitors.
Is UMS Integration's Effective Interest Rate on Debt % too high?
UMS Integration's current Effective Interest Rate on Debt % is 4.82%. Overall, UMS Integration has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does UMS Integration's Effective Interest Rate on Debt % compare to AMAT and LRCX?
UMS Integration's Effective Interest Rate on Debt % of 4.82% can be compared against companies in the Semiconductors industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Semiconductors company?
A good Effective Interest Rate on Debt % depends on the Semiconductors industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UMS Integration and its competitors. UMS Integration's current Effective Interest Rate on Debt % is 4.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMS Integration stock overvalued right now?
UMS Integration (UMSSF) has a current Effective Interest Rate on Debt % of 4.82%. The stock's GF Value™ is $0.32, compared to a current price of $0.94 — trading 195% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.82%. UMS Integration's overall GF Score™ is 69/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For UMS Integration (UMSSF), the current Effective Interest Rate on Debt % is 4.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMS Integration (UMSSF) Overvalued in 2026?

Based on GuruFocus' analysis, UMS Integration stock appears to be overvalued. The current stock price of $0.94 is trading 195% above its estimated GF Value™ of $0.32.

Key valuation signals for UMSSF:

  • Effective Interest Rate on Debt %: 4.82%
  • GF Value™: $0.32 vs. price of $0.94 (195% above fair value)
  • GF Score™: 69/100 with 9 warning signs

No single metric tells the full story. See the UMSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UMS Integration Business Description

Other Exchanges 558:Singapore5340:Malaysia
Address 23 Changi North Crescent, Changi North Industrial Estate, Singapore, SGP, 499616
UMS Integration Ltd operates in the semiconductor industry. It has three segments namely semiconductor, aerospace and others. The semiconductor segment provides precision machining components and equipment modules for semiconductor equipment manufacturers. The aerospace segment provides precision machining services for aerospace, electronics and automotive industries. The other segment mainly provides shipment of water disinfection systems, trading of non-ferrous metal alloys and machine sales and customized cutting tools. The majority of revenue is from the semiconductor segment. Geographically, from Singapore, Malaysia, the USA, Taiwan, and others countries, maximum from Singapore and Malaysia.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.94
Price
$0.32
GF Value