VRNT (Verint Systems) Effective Interest Rate on Debt %: 2.11% (As of Jul. 2025)


VRNT Verint Systems Inc VRNT
53 GF Score
Price $20.51
GF Value $34.29
! 3 Warning Signs
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What is Verint Systems Effective Interest Rate on Debt %?

Verint Systems VRNT 53 Effective Interest Rate on Debt % is 2.11% as of Jul. 2025. GuruFocus rates VRNT with a GF Score™ of 53/100 and a GF Value™ of $34.29. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Verint Systems's annualized positive value of Interest Expense for the quarter that ended in Jul. 2025 was $9.3 Mil. Verint Systems's average total debt for the quarter that ended in Jul. 2025 was $443.0 Mil. Therefore, Verint Systems's annualized Effective Interest Rate on Debt % for the quarter that ended in Jul. 2025 was 2.11%.


Verint Systems  (NAS:VRNT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Verint Systems Effective Interest Rate on Debt % Related Terms


Verint Systems Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Verint Systems's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Verint Systems Effective Interest Rate on Debt % Chart

Verint Systems Annual Data
Trend Jan16 Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.37 1.56 1.71 2.27 2.26

Verint Systems Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.35 2.30 2.17 2.24 2.11

VRNT vs ATEN, FFPP, TUYA: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Verint Systems's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Verint Systems Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Verint Systems's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Verint Systems's Effective Interest Rate on Debt % falls into.


VRNT
53GF Score
Verint Systems Inc VRNT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Verint Systems Effective Interest Rate on Debt % Calculation

Verint Systems's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2024 )+Total Debt  (A: Jan. 2025 ))/ count )
=-1  *  -10.133/( (449.644+448.431)/ 2 )
=-1  *  -10.133/449.0375
=2.26 %

where

Total Debt  (A: Jan. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=444.152 + 5.492
=449.644

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=342.542 + 105.889
=448.431

Verint Systems's annualized Effective Interest Rate on Debt % for the quarter that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Apr. 2025 )+Total Debt  (Q: Jul. 2025 ))/ count )
=-1  *  -9.348/( (442.084+443.989)/ 2 )
=-1  *  -9.348/443.0365
=2.11 %

where

Total Debt  (Q: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.967 + 413.117
=442.084

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=30.453 + 413.536
=443.989

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jul. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.11% mean?
Verint Systems (VRNT) has a Effective Interest Rate on Debt % of 2.11% as of Jul. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Verint Systems and its competitors.
Is Verint Systems' Effective Interest Rate on Debt % too high?
Verint Systems' current Effective Interest Rate on Debt % is 2.11%. Overall, Verint Systems has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Verint Systems' Effective Interest Rate on Debt % compare to ATEN and FFPP?
Verint Systems' Effective Interest Rate on Debt % of 2.11% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Verint Systems and its competitors. Verint Systems's current Effective Interest Rate on Debt % is 2.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verint Systems stock overvalued right now?
Verint Systems (VRNT) has a current Effective Interest Rate on Debt % of 2.11%. The stock's GF Value™ is $34.29, compared to a current price of $20.51 — trading 40.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.11%. Verint Systems' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Verint Systems (VRNT), the current Effective Interest Rate on Debt % is 2.11% as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Verint Systems (VRNT) Overvalued in 2026?

Based on GuruFocus' analysis, Verint Systems stock appears to be undervalued. The current stock price of $20.51 is trading 40.2% below its estimated GF Value™ of $34.29.

Key valuation signals for VRNT:

  • Effective Interest Rate on Debt %: 2.11%
  • GF Value™: $34.29 vs. price of $20.51 (40.2% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the VRNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Verint Systems Business Description

Address 225 Broadhollow Road, Melville, NY, USA, 11747
Verint Systems Inc with its subsidiaries, helps brands provide Boundless customer experience (CX) automation. AI offers a solution, and that's where Verint comes in. It empowers brands with groundbreaking AI via a next-gen open platform. Its Verint Open Platform helps organizations increase CX automation to achieve their strategic objectives and realize ROI. Geographically, it derives a majority of its revenue from the United States.
53GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.51
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