Massmedica (WAR:MSM) Effective Interest Rate on Debt %: 4.71% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:MSM Massmedica SA WAR:MSM
84 GF Score
Price zł4.50
GF Value zł4.31
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Massmedica Effective Interest Rate on Debt %?

Massmedica WAR:MSM +2.27% 84 Effective Interest Rate on Debt % is 4.71% as of Mar. 2026. GuruFocus rates WAR:MSM with a GF Score™ of 84/100 and a GF Value™ of zł4.31 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Massmedica's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł0.41 Mil. Massmedica's average total debt for the quarter that ended in Mar. 2026 was zł8.75 Mil. Therefore, Massmedica's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.71%.


Massmedica  (WAR:MSM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Massmedica Effective Interest Rate on Debt % Related Terms


Massmedica Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Massmedica's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Massmedica Effective Interest Rate on Debt % Chart

Massmedica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.17 8.11 8.74 8.12 8.74

Massmedica Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.38 10.28 7.52 6.57 4.71

WAR:MSM vs ABT, SYK, MDT: Effective Interest Rate on Debt % Comparison

For the Medical Devices subindustry, Massmedica's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Massmedica Effective Interest Rate on Debt % vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, Massmedica's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Massmedica's Effective Interest Rate on Debt % falls into.


WAR:MSM
84GF Score
Massmedica SA WAR:MSM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Massmedica Effective Interest Rate on Debt % Calculation

Massmedica's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.607/( (5.483+8.4)/ 2 )
=-1  *  -0.607/6.9415
=8.74 %

where

Massmedica's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.412/( (8.4+9.1)/ 2 )
=-1  *  -0.412/8.75
=4.71 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.71% mean?
Massmedica (WAR:MSM) has a Effective Interest Rate on Debt % of 4.71% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Massmedica and its competitors.
Is Massmedica's Effective Interest Rate on Debt % too high?
Massmedica's current Effective Interest Rate on Debt % is 4.71%. Overall, Massmedica has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Massmedica's Effective Interest Rate on Debt % compare to ABT and SYK?
Massmedica's Effective Interest Rate on Debt % of 4.71% can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Devices & Instruments company?
A good Effective Interest Rate on Debt % depends on the Medical Devices & Instruments industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Massmedica and its competitors. Massmedica's current Effective Interest Rate on Debt % is 4.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Massmedica stock overvalued right now?
Based on GuruFocus' analysis, Massmedica (WAR:MSM) is currently considered Fairly Valued. The stock's GF Value™ is zł4.31, compared to a current price of zł4.50 — trading 4.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.71%. Massmedica's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Massmedica (WAR:MSM), the current Effective Interest Rate on Debt % is 4.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Massmedica (WAR:MSM) Overvalued in 2026?

Based on GuruFocus' analysis, Massmedica stock appears to be overvalued. The current stock price of zł4.50 is trading 4.4% above its estimated GF Value™ of zł4.31. GuruFocus considers Massmedica to be Fairly Valued.

Key valuation signals for WAR:MSM:

  • Effective Interest Rate on Debt %: 4.71%
  • GF Value™: zł4.31 vs. price of zł4.50 (4.4% above fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the WAR:MSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Massmedica Business Description

Address ul. Adama Branickiego 17, Wilanow, Warsaw, POL, 02-972
Massmedica SA is operating in the areas of reconstructive, regenerative, anti-aging and aesthetic medicine. It deals in the distribution of implants and other medical materials used in the treatment of diseases of the musculoskeletal system and in regenerative medicine.
84GF Score

Get the complete analysis for WAR:MSM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł4.50
Price
zł4.31
GF Value