Termo-Rex (WAR:TRR) Effective Interest Rate on Debt %: 0.98% (As of Mar. 2026)

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WAR:TRR Termo-Rex SA WAR:TRR
40 GF Score
Price zł0.53
GF Value zł0.81
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Termo-Rex Effective Interest Rate on Debt %?

Termo-Rex WAR:TRR -0.93% 40 Effective Interest Rate on Debt % is 0.98% as of Mar. 2026. GuruFocus rates WAR:TRR with a GF Score™ of 40/100 and a GF Value™ of zł0.81 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Termo-Rex's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł0.01 Mil. Termo-Rex's average total debt for the quarter that ended in Mar. 2026 was zł0.82 Mil. Therefore, Termo-Rex's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.98%.


Termo-Rex  (WAR:TRR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Termo-Rex Effective Interest Rate on Debt % Related Terms


Termo-Rex Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Termo-Rex's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Termo-Rex Effective Interest Rate on Debt % Chart

Termo-Rex Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.30 6.35 13.77 9.77 17.38

Termo-Rex Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.48 43.04 7.69 47.16 0.98

WAR:TRR vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, Termo-Rex's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Termo-Rex Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Termo-Rex's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Termo-Rex's Effective Interest Rate on Debt % falls into.


WAR:TRR
40GF Score
Termo-Rex SA WAR:TRR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Termo-Rex Effective Interest Rate on Debt % Calculation

Termo-Rex's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.083/( (0.489+0.466)/ 2 )
=-1  *  -0.083/0.4775
=17.38 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.466 + 0.023
=0.489

Termo-Rex's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.008/( (0.466+1.168)/ 2 )
=-1  *  -0.008/0.817
=0.98 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.466 + 0.702
=1.168

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.98% mean?
Termo-Rex (WAR:TRR) has a Effective Interest Rate on Debt % of 0.98% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Termo-Rex and its competitors.
Is Termo-Rex's Effective Interest Rate on Debt % too high?
Termo-Rex's current Effective Interest Rate on Debt % is 0.98%. Overall, Termo-Rex has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Termo-Rex's Effective Interest Rate on Debt % compare to CRH and VMC?
Termo-Rex's Effective Interest Rate on Debt % of 0.98% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Termo-Rex and its competitors. Termo-Rex's current Effective Interest Rate on Debt % is 0.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Termo-Rex stock overvalued right now?
Based on GuruFocus' analysis, Termo-Rex (WAR:TRR) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.81, compared to a current price of zł0.53 — trading 34.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.98%. Termo-Rex's overall GF Score™ is 40/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Termo-Rex (WAR:TRR), the current Effective Interest Rate on Debt % is 0.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Termo-Rex (WAR:TRR) Overvalued in 2026?

Based on GuruFocus' analysis, Termo-Rex stock appears to be undervalued. The current stock price of zł0.53 is trading 34.6% below its estimated GF Value™ of zł0.81. GuruFocus considers Termo-Rex to be Possible Value Trap.

Key valuation signals for WAR:TRR:

  • Effective Interest Rate on Debt %: 0.98%
  • GF Value™: zł0.81 vs. price of zł0.53 (34.6% below fair value)
  • GF Score™: 40/100 with 3 warning signs

No single metric tells the full story. See the WAR:TRR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Termo-Rex Business Description

Address Ulica Wojska Polskiego 2i, Jaworzno, POL, 43-603
Termo-Rex SA is engaged in the heat treatment of steel elements in the energy, petrochemical and shipbuilding industries. The company's services include mobile heat treatment of steel, production of machines and equipment for heat treatment - mobile resistance and induction machines, delivery of thermal insulation, technical ceramics and electrical installation products from renowned domestic and foreign producers and retail sales of fuels under the PKN ORLEN brand.
40GF Score

Get the complete analysis for WAR:TRR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.53
Price
zł0.81
GF Value