QVC Group (WBO:QVC) Effective Interest Rate on Debt %: 8.26% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WBO:QVC QVC Group Inc WBO:QVC
44 GF Score
Price €0.32
GF Value €59.23
! 6 Warning Signs
View Full Analysis

What is QVC Group Effective Interest Rate on Debt %?

QVC Group WBO:QVC 44 Effective Interest Rate on Debt % is 8.26% as of Mar. 2026. GuruFocus rates WBO:QVC with a GF Score™ of 44/100 and a GF Value™ of €59.23. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. QVC Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €457 Mil. QVC Group's average total debt for the quarter that ended in Mar. 2026 was €5,528 Mil. Therefore, QVC Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.26%.


QVC Group  (WBO:QVC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


QVC Group Effective Interest Rate on Debt % Related Terms


QVC Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for QVC Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QVC Group Effective Interest Rate on Debt % Chart

QVC Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.82 6.65 6.92 8.29 7.83

QVC Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.90 8.15 8.87 8.24 8.26

WBO:QVC vs IPW, MI, OCG: Effective Interest Rate on Debt % Comparison

For the Internet Retail subindustry, QVC Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QVC Group Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, QVC Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where QVC Group's Effective Interest Rate on Debt % falls into.


WBO:QVC
44GF Score
QVC Group Inc WBO:QVC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

QVC Group Effective Interest Rate on Debt % Calculation

QVC Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -423.584/( (5315.53+5504.03)/ 2 )
=-1  *  -423.584/5409.78
=7.83 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4487.545 + 827.985
=5315.53

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1169.98 + 4334.05
=5504.03

QVC Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -456.72/( (5504.03+5551.57)/ 2 )
=-1  *  -456.72/5527.8
=8.26 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1169.98 + 4334.05
=5504.03

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1174.67 + 4376.9
=5551.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.26% mean?
QVC Group (WBO:QVC) has a Effective Interest Rate on Debt % of 8.26% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on QVC Group and its competitors.
Is QVC Group's Effective Interest Rate on Debt % too high?
QVC Group's current Effective Interest Rate on Debt % is 8.26%. Overall, QVC Group has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does QVC Group's Effective Interest Rate on Debt % compare to IPW and MI?
QVC Group's Effective Interest Rate on Debt % of 8.26% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on QVC Group and its competitors. QVC Group's current Effective Interest Rate on Debt % is 8.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QVC Group stock overvalued right now?
QVC Group (WBO:QVC) has a current Effective Interest Rate on Debt % of 8.26%. The stock's GF Value™ is €59.23, compared to a current price of €0.32 — trading 99.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.26%. QVC Group's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For QVC Group (WBO:QVC), the current Effective Interest Rate on Debt % is 8.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QVC Group (WBO:QVC) Overvalued in 2026?

Based on GuruFocus' analysis, QVC Group stock appears to be undervalued. The current stock price of €0.32 is trading 99.5% below its estimated GF Value™ of €59.23.

Key valuation signals for WBO:QVC:

  • Effective Interest Rate on Debt %: 8.26%
  • GF Value™: €59.23 vs. price of €0.32 (99.5% below fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the WBO:QVC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QVC Group Business Description

Address 1200 Wilson Drive, West Chester, PA, USA, 19380
QVC Group Inc is a live social shopping company. The company has six retail brands QVC, HSN, Ballard Designs, Frontgate, Garnet Hill, Grandin Road, and others. QVC offers assortment of quality merchandise and classifies its products into six groups: home, apparel, beauty, accessories, electronics and jewelry. The company has three reportable segments: QxH, QVC International, and CBI. Majority of revenue is from Home products from QxH segment. The company also operates in Japan, Germany and Other foreign countries.
44GF Score

Get the complete analysis for WBO:QVC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.32
Price
€59.23
GF Value