Rath AG (WBO:RAT) Effective Interest Rate on Debt %: 4.59% (As of Dec. 2025)

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WBO:RAT Rath AG WBO:RAT
46 GF Score
Price €26.80
GF Value €20.02
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Rath AG Effective Interest Rate on Debt %?

Rath AG WBO:RAT 46 Effective Interest Rate on Debt % is 4.59% as of Dec. 2025. GuruFocus rates WBO:RAT with a GF Score™ of 46/100 and a GF Value™ of €20.02 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Rath AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €2.31 Mil. Rath AG's average total debt for the quarter that ended in Dec. 2025 was €50.35 Mil. Therefore, Rath AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.59%.


Rath AG  (WBO:RAT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Rath AG Effective Interest Rate on Debt % Related Terms


Rath AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Rath AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rath AG Effective Interest Rate on Debt % Chart

Rath AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.74 2.11 4.09 4.39 4.45

Rath AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.61 4.61 4.19 4.24 4.59

WBO:RAT vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, Rath AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rath AG Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Rath AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Rath AG's Effective Interest Rate on Debt % falls into.


WBO:RAT
46GF Score
Rath AG WBO:RAT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Rath AG Effective Interest Rate on Debt % Calculation

Rath AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.201/( (48.476+50.41)/ 2 )
=-1  *  -2.201/49.443
=4.45 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=44.254 + 4.222
=48.476

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=49.057 + 1.353
=50.41

Rath AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.31/( (50.284+50.41)/ 2 )
=-1  *  -2.31/50.347
=4.59 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=48.046 + 2.238
=50.284

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=49.057 + 1.353
=50.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.59% mean?
Rath AG (WBO:RAT) has a Effective Interest Rate on Debt % of 4.59% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rath AG and its competitors.
Is Rath AG's Effective Interest Rate on Debt % too high?
Rath AG's current Effective Interest Rate on Debt % is 4.59%. Overall, Rath AG has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rath AG's Effective Interest Rate on Debt % compare to TT and JCI?
Rath AG's Effective Interest Rate on Debt % of 4.59% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rath AG and its competitors. Rath AG's current Effective Interest Rate on Debt % is 4.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rath AG stock overvalued right now?
Based on GuruFocus' analysis, Rath AG (WBO:RAT) is currently considered Significantly Overvalued. The stock's GF Value™ is €20.02, compared to a current price of €26.80 — trading 33.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.59%. Rath AG's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Rath AG (WBO:RAT), the current Effective Interest Rate on Debt % is 4.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rath AG (WBO:RAT) Overvalued in 2026?

Based on GuruFocus' analysis, Rath AG stock appears to be overvalued. The current stock price of €26.80 is trading 33.9% above its estimated GF Value™ of €20.02. GuruFocus considers Rath AG to be Significantly Overvalued.

Key valuation signals for WBO:RAT:

  • Effective Interest Rate on Debt %: 4.59%
  • GF Value™: €20.02 vs. price of €26.80 (33.9% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the WBO:RAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rath AG Business Description

Address Walfischgasse 14, Vienna, AUT, 1015
Rath AG is an Austrian company that manufactures refractory products. It produces are dense stones, continuous fiber, Unshaped products, Concrete components, light firebricks, High-temperature wool, and Vacuum formed parts. It operates in different industry sectors, namely Cement, Steel, Glass, Aluminum, Special furnaces, Hot gas filtration, Ceramics, Energy, Chemistry, and Domestic fireplaces.
46GF Score

Get the complete analysis for WBO:RAT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.80
Price
€20.02
GF Value