WCT (Wellchange Holdings Co) Effective Interest Rate on Debt %: 2.29% (As of Dec. 2025)

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WCT Wellchange Holdings Co Ltd WCT
20 GF Score
Price $0.87
! 5 Warning Signs
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What is Wellchange Holdings Co Effective Interest Rate on Debt %?

Wellchange Holdings Co WCT +4.87% 20 Effective Interest Rate on Debt % is 2.29% as of Dec. 2025. GuruFocus rates WCT with a GF Score™ of 20/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Wellchange Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.01 Mil. Wellchange Holdings Co's average total debt for the quarter that ended in Dec. 2025 was $0.52 Mil. Therefore, Wellchange Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.29%.


Wellchange Holdings Co  (NAS:WCT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Wellchange Holdings Co Effective Interest Rate on Debt % Related Terms


Wellchange Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Wellchange Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wellchange Holdings Co Effective Interest Rate on Debt % Chart

Wellchange Holdings Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
2.44 2.27 2.66 2.87 2.13

Wellchange Holdings Co Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 2.98 3.28 2.86 1.99 2.29

WCT vs QGSI, FTFT, EHVVF: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Wellchange Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wellchange Holdings Co Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Wellchange Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Wellchange Holdings Co's Effective Interest Rate on Debt % falls into.


WCT
20GF Score
Wellchange Holdings Co Ltd WCT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wellchange Holdings Co Effective Interest Rate on Debt % Calculation

Wellchange Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.012/( (0.602+0.523)/ 2 )
=-1  *  -0.012/0.5625
=2.13 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.078 + 0.524
=0.602

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.049 + 0.474
=0.523

Wellchange Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.012/( (0+0.523)/ 1 )
=-1  *  -0.012/0.523
=2.29 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.049 + 0.474
=0.523

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.29% mean?
Wellchange Holdings Co (WCT) has a Effective Interest Rate on Debt % of 2.29% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wellchange Holdings Co and its competitors.
Is Wellchange Holdings Co's Effective Interest Rate on Debt % too high?
Wellchange Holdings Co's current Effective Interest Rate on Debt % is 2.29%. Overall, Wellchange Holdings Co has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Wellchange Holdings Co's Effective Interest Rate on Debt % compare to QGSI and FTFT?
Wellchange Holdings Co's Effective Interest Rate on Debt % of 2.29% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wellchange Holdings Co and its competitors. Wellchange Holdings Co's current Effective Interest Rate on Debt % is 2.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wellchange Holdings Co stock overvalued right now?
Wellchange Holdings Co (WCT) has a current Effective Interest Rate on Debt % of 2.29%. The current Effective Interest Rate on Debt % is 2.29%. Wellchange Holdings Co's overall GF Score™ is 20/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Wellchange Holdings Co (WCT), the current Effective Interest Rate on Debt % is 2.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Wellchange Holdings Co Business Description

Address No.63 Wing Hong Street, Unit 7 On 25th Floor Global Gateway Tower, Hong Kong, HKG
Wellchange Holdings Co Ltd is an enterprise software solution services provider. It provides software solutions, cloud-based software-as-a-service (SaaS) platforms, and white-label software design and development services. Geographically, the firm generates all of its revenue from Hong Kong. The firm derives the majority of its revenue from Customized software solutions, followed by White label software and Subscription services.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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