WHTCF (WELL Health Technologies) Effective Interest Rate on Debt %: 12.34% (As of Mar. 2026)


WHTCF WELL Health Technologies Corp WHTCF
76 GF Score
Price $2.94
GF Value $4.97
Valuation Possible Value Trap
! 6 Warning Signs
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What is WELL Health Technologies Effective Interest Rate on Debt %?

WELL Health Technologies WHTCF +0.68% 76 Effective Interest Rate on Debt % is 12.34% as of Mar. 2026. GuruFocus rates WHTCF with a GF Score™ of 76/100 and a GF Value™ of $4.97 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. WELL Health Technologies's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $57 Mil. WELL Health Technologies's average total debt for the quarter that ended in Mar. 2026 was $463 Mil. Therefore, WELL Health Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.34%.


WELL Health Technologies  (OTCPK:WHTCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


WELL Health Technologies Effective Interest Rate on Debt % Related Terms


WELL Health Technologies Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for WELL Health Technologies's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WELL Health Technologies Effective Interest Rate on Debt % Chart

WELL Health Technologies Annual Data
Trend Oct16 Oct17 Oct18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.11 6.31 8.36 8.26 11.16

WELL Health Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.82 9.86 11.04 11.50 12.34

WHTCF vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, WELL Health Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WELL Health Technologies Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, WELL Health Technologies's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where WELL Health Technologies's Effective Interest Rate on Debt % falls into.


WHTCF
76GF Score
WELL Health Technologies Corp WHTCF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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WELL Health Technologies Effective Interest Rate on Debt % Calculation

WELL Health Technologies's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -40.941/( (298.371+435.408)/ 2 )
=-1  *  -40.941/366.8895
=11.16 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=278.693 + 19.678
=298.371

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=353.685 + 81.723
=435.408

WELL Health Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -57.14/( (435.408+490.547)/ 2 )
=-1  *  -57.14/462.9775
=12.34 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=353.685 + 81.723
=435.408

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=401.039 + 89.508
=490.547

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.34% mean?
WELL Health Technologies (WHTCF) has a Effective Interest Rate on Debt % of 12.34% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on WELL Health Technologies and its competitors.
Is WELL Health Technologies' Effective Interest Rate on Debt % too high?
WELL Health Technologies' current Effective Interest Rate on Debt % is 12.34%. Overall, WELL Health Technologies has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does WELL Health Technologies' Effective Interest Rate on Debt % compare to HCA and THC?
WELL Health Technologies' Effective Interest Rate on Debt % of 12.34% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on WELL Health Technologies and its competitors. WELL Health Technologies's current Effective Interest Rate on Debt % is 12.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WELL Health Technologies stock overvalued right now?
Based on GuruFocus' analysis, WELL Health Technologies (WHTCF) is currently considered Possible Value Trap. The stock's GF Value™ is $4.97, compared to a current price of $2.94 — trading 40.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 12.34%. WELL Health Technologies' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For WELL Health Technologies (WHTCF), the current Effective Interest Rate on Debt % is 12.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WELL Health Technologies (WHTCF) Overvalued in 2026?

Based on GuruFocus' analysis, WELL Health Technologies stock appears to be undervalued. The current stock price of $2.94 is trading 40.8% below its estimated GF Value™ of $4.97. GuruFocus considers WELL Health Technologies to be Possible Value Trap.

Key valuation signals for WHTCF:

  • Effective Interest Rate on Debt %: 12.34%
  • GF Value™: $4.97 vs. price of $2.94 (40.8% below fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the WHTCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WELL Health Technologies Business Description

Other Exchanges W7V:GermanyWELL:Canada
Address 375 Water Street, Suite 550, Vancouver, BC, CAN, V6B 5C6
WELL Health Technologies Corp is a practitioner-focused digital healthcare company. It has seven reportable segments that are grouped into three key business units: Canadian Patient Services that includes Primary and Specialized MyHealth; WELL Health USA Patient Services, which derives maximum revenue, includes Primary Circle Medica, Primary WISP, Specialized CRH Medical, and Specialized Provider Staffing; SaaS and Technology Services provides digital health and infrastructure solutions for healthcare providers, including Electronic MedicalRecords (EMRs), patient engagement and eReferral solutions, AI-enabled applications, billing and practice management services, and cybersecurity protection and data privacy solutions; and HEALWELL: AI and data sciences and healthcare software offerings.
76GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.94
Price
$4.97
GF Value