WHWRF (World Houseware holdings) Effective Interest Rate on Debt %: 9.78% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WHWRF World Houseware holdings WHWRF
33 GF Score
Price $0.05
GF Value $0.04
! 4 Warning Signs
View Full Analysis

What is World Houseware holdings Effective Interest Rate on Debt %?

World Houseware holdings WHWRF 33 Effective Interest Rate on Debt % is 9.78% as of Dec. 2025. GuruFocus rates WHWRF with a GF Score™ of 33/100 and a GF Value™ of $0.04. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. World Houseware holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.66 Mil. World Houseware holdings's average total debt for the quarter that ended in Dec. 2025 was $6.75 Mil. Therefore, World Houseware holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 9.78%.


World Houseware holdings  (OTCPK:WHWRF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


World Houseware holdings Effective Interest Rate on Debt % Related Terms


World Houseware holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for World Houseware holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

World Houseware holdings Effective Interest Rate on Debt % Chart

World Houseware holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.43 13.40 14.92 13.94 12.00

World Houseware holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.47 17.16 13.77 13.87 9.78

WHWRF vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, World Houseware holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


World Houseware holdings Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, World Houseware holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where World Houseware holdings's Effective Interest Rate on Debt % falls into.


WHWRF
33GF Score
World Houseware holdings WHWRF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

World Houseware holdings Effective Interest Rate on Debt % Calculation

World Houseware holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.856/( (7.91+6.353)/ 2 )
=-1  *  -0.856/7.1315
=12.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.075 + 1.835
=7.91

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.359 + 1.994
=6.353

World Houseware holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.66/( (7.139+6.353)/ 2 )
=-1  *  -0.66/6.746
=9.78 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.232 + 1.907
=7.139

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.359 + 1.994
=6.353

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.78% mean?
World Houseware holdings (WHWRF) has a Effective Interest Rate on Debt % of 9.78% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on World Houseware holdings and its competitors.
Is World Houseware holdings' Effective Interest Rate on Debt % too high?
World Houseware holdings' current Effective Interest Rate on Debt % is 9.78%. Overall, World Houseware holdings has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does World Houseware holdings' Effective Interest Rate on Debt % compare to TT and JCI?
World Houseware holdings' Effective Interest Rate on Debt % of 9.78% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on World Houseware holdings and its competitors. World Houseware holdings's current Effective Interest Rate on Debt % is 9.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is World Houseware holdings stock overvalued right now?
World Houseware holdings (WHWRF) has a current Effective Interest Rate on Debt % of 9.78%. The stock's GF Value™ is $0.04, compared to a current price of $0.05 — trading 25% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.78%. World Houseware holdings' overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For World Houseware holdings (WHWRF), the current Effective Interest Rate on Debt % is 9.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is World Houseware holdings (WHWRF) Overvalued in 2026?

Based on GuruFocus' analysis, World Houseware holdings stock appears to be overvalued. The current stock price of $0.05 is trading 25% above its estimated GF Value™ of $0.04.

Key valuation signals for WHWRF:

  • Effective Interest Rate on Debt %: 9.78%
  • GF Value™: $0.04 vs. price of $0.05 (25% above fair value)
  • GF Score™: 33/100 with 4 warning signs

No single metric tells the full story. See the WHWRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


World Houseware holdings Business Description

Other Exchanges 00713:Hong Kong
Address 16-18 Wah Sing Street, Flat A, 18th Floor, Bold Win Industrial Building, New Territories, Kwai Chung, Hong Kong, HKG
World Houseware Holdings is an investment holding company. Its segments include Household products, which manufacture and distribute household products; PVC pipes and fittings, which manufacture and distribute PVC pipes and fittings; and Property investments, which invests in properties. The majority of revenue is derived from PVC pipes and fittings segment. Its geographical areas include Mainland China, Hong Kong, Asia (excluding Hong Kong and Mainland China), and Others.
33GF Score

Get the complete analysis for WHWRF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.05
Price
$0.04
GF Value