WOLWF (Woolworths Group) Effective Interest Rate on Debt %: 1.50% (As of Dec. 2025)

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WOLWF Woolworths Group Ltd WOLWF
67 GF Score
Price $30.16
GF Value $24.81
Valuation Modestly Overvalued
! 11 Warning Signs
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What is Woolworths Group Effective Interest Rate on Debt %?

Woolworths Group WOLWF 67 Effective Interest Rate on Debt % is 1.50% as of Dec. 2025. GuruFocus rates WOLWF with a GF Score™ of 67/100 and a GF Value™ of $24.81 (Modestly Overvalued). The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Woolworths Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $170 Mil. Woolworths Group's average total debt for the quarter that ended in Dec. 2025 was $11,373 Mil. Therefore, Woolworths Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.50%.


Woolworths Group  (OTCPK:WOLWF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Woolworths Group Effective Interest Rate on Debt % Related Terms


Woolworths Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Woolworths Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woolworths Group Effective Interest Rate on Debt % Chart

Woolworths Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.35 0.94 1.24 1.40

Woolworths Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 1.54 1.38 1.39 1.50

WOLWF vs KR, SFM, ACI: Effective Interest Rate on Debt % Comparison

For the Grocery Stores subindustry, Woolworths Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Woolworths Group Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Woolworths Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Woolworths Group's Effective Interest Rate on Debt % falls into.


WOLWF
67GF Score
Woolworths Group Ltd WOLWF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Woolworths Group Effective Interest Rate on Debt % Calculation

Woolworths Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -156.901/( (11103.586+11318.359)/ 2 )
=-1  *  -156.901/11210.9725
=1.40 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9569.057 + 1534.529
=11103.586

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10053.385 + 1264.974
=11318.359

Woolworths Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -170.1/( (11318.359+11427.243)/ 2 )
=-1  *  -170.1/11372.801
=1.50 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10053.385 + 1264.974
=11318.359

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10001.329 + 1425.914
=11427.243

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.50% mean?
Woolworths Group (WOLWF) has a Effective Interest Rate on Debt % of 1.50% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Woolworths Group and its competitors.
Is Woolworths Group's Effective Interest Rate on Debt % too high?
Woolworths Group's current Effective Interest Rate on Debt % is 1.50%. Overall, Woolworths Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woolworths Group's Effective Interest Rate on Debt % compare to KR and SFM?
Woolworths Group's Effective Interest Rate on Debt % of 1.50% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Woolworths Group and its competitors. Woolworths Group's current Effective Interest Rate on Debt % is 1.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woolworths Group stock overvalued right now?
Based on GuruFocus' analysis, Woolworths Group (WOLWF) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.81, compared to a current price of $30.16 — trading 21.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.50%. Woolworths Group's overall GF Score™ is 67/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Woolworths Group (WOLWF), the current Effective Interest Rate on Debt % is 1.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woolworths Group (WOLWF) Overvalued in 2026?

Based on GuruFocus' analysis, Woolworths Group stock appears to be overvalued. The current stock price of $30.16 is trading 21.6% above its estimated GF Value™ of $24.81. GuruFocus considers Woolworths Group to be Modestly Overvalued.

Key valuation signals for WOLWF:

  • Effective Interest Rate on Debt %: 1.50%
  • GF Value™: $24.81 vs. price of $30.16 (21.6% above fair value)
  • GF Score™: 67/100 with 11 warning signs

No single metric tells the full story. See the WOLWF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Woolworths Group Business Description

Other Exchanges WWR:GermanyWOW:Australia
Address 1 Woolworths Way, Bella Vista, Sydney, NSW, AUS, 2153
Woolworths is Australia's largest retailer. Operations include supermarkets in Australia and New Zealand, and discount department and pet stores. Woolworths also supplies businesses, like restaurants and cafes, following the acquisition of PFD Food Services. The Australian food division with its supermarkets constitutes the majority of group EBIT, followed by New Zealand supermarkets and PFD, while Big W is a minor contributor.
67GF Score

Get the complete analysis for WOLWF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.16
Price
$24.81
GF Value