WRFRF (Wharf Real Estate Investment Co) Effective Interest Rate on Debt %: 3.58% (As of Dec. 2025)

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WRFRF Wharf Real Estate Investment Co Ltd WRFRF
69 GF Score
Price $2.70
GF Value $3.09
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Wharf Real Estate Investment Co Effective Interest Rate on Debt %?

Wharf Real Estate Investment Co WRFRF -6.90% 69 Effective Interest Rate on Debt % is 3.58% as of Dec. 2025. GuruFocus rates WRFRF with a GF Score™ of 69/100 and a GF Value™ of $3.09 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Wharf Real Estate Investment Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $157 Mil. Wharf Real Estate Investment Co's average total debt for the quarter that ended in Dec. 2025 was $4,398 Mil. Therefore, Wharf Real Estate Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.58%.


Wharf Real Estate Investment Co  (OTCPK:WRFRF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Wharf Real Estate Investment Co Effective Interest Rate on Debt % Related Terms


Wharf Real Estate Investment Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Wharf Real Estate Investment Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wharf Real Estate Investment Co Effective Interest Rate on Debt % Chart

Wharf Real Estate Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.23 2.39 5.38 5.56 3.91

Wharf Real Estate Investment Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.35 5.67 5.50 4.24 3.58

WRFRF vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Wharf Real Estate Investment Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wharf Real Estate Investment Co Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Wharf Real Estate Investment Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Wharf Real Estate Investment Co's Effective Interest Rate on Debt % falls into.


WRFRF
69GF Score
Wharf Real Estate Investment Co Ltd WRFRF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wharf Real Estate Investment Co Effective Interest Rate on Debt % Calculation

Wharf Real Estate Investment Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -174.918/( (4571.745+4371.144)/ 2 )
=-1  *  -174.918/4471.4445
=3.91 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3182.52 + 1389.225
=4571.745

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3011.644 + 1359.5
=4371.144

Wharf Real Estate Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -157.31/( (4424.483+4371.144)/ 2 )
=-1  *  -157.31/4397.8135
=3.58 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3262.747 + 1161.736
=4424.483

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3011.644 + 1359.5
=4371.144

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.58% mean?
Wharf Real Estate Investment Co (WRFRF) has a Effective Interest Rate on Debt % of 3.58% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wharf Real Estate Investment Co and its competitors.
Is Wharf Real Estate Investment Co's Effective Interest Rate on Debt % too high?
Wharf Real Estate Investment Co's current Effective Interest Rate on Debt % is 3.58%. Overall, Wharf Real Estate Investment Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wharf Real Estate Investment Co's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Wharf Real Estate Investment Co's Effective Interest Rate on Debt % of 3.58% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wharf Real Estate Investment Co and its competitors. Wharf Real Estate Investment Co's current Effective Interest Rate on Debt % is 3.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wharf Real Estate Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Wharf Real Estate Investment Co (WRFRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.09, compared to a current price of $2.70 — trading 12.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.58%. Wharf Real Estate Investment Co's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Wharf Real Estate Investment Co (WRFRF), the current Effective Interest Rate on Debt % is 3.58% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wharf Real Estate Investment Co (WRFRF) Overvalued in 2026?

Based on GuruFocus' analysis, Wharf Real Estate Investment Co stock appears to be undervalued. The current stock price of $2.70 is trading 12.6% below its estimated GF Value™ of $3.09. GuruFocus considers Wharf Real Estate Investment Co to be Modestly Undervalued.

Key valuation signals for WRFRF:

  • Effective Interest Rate on Debt %: 3.58%
  • GF Value™: $3.09 vs. price of $2.70 (12.6% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the WRFRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wharf Real Estate Investment Co Business Description

Other Exchanges 01997:Hong Kong4WF:Germany
Address Canton Road, 16th Floor, Ocean Centre, Harbour City, Kowloon, Hong Kong, HKG
Wharf spun off Wharf Real Estate Investment Co. in November 2017. It is a leading property investor with a focus on prime retail assets in Hong Kong. Rental income from flagship assets Harbour City and Times Square accounts for over 85% of revenue. The balance comes from Plaza Hollywood, The Murray, and Marco Polo hotels, and two offices in the central business district. The group also holds two malls in Singapore and a mixed development in Suzhou. Wharf was originally a shipping company but transformed into a property developer and investor in the 1960s by redeveloping its unused industrial assets, many located in city center and waterfront locations. The Harbour City site had been wharfs, and the Times Square site was a tram depot in the 1970s. Wheelock holds a 49% stake in the group.
69GF Score

Get the complete analysis for WRFRF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.70
Price
$3.09
GF Value