Havas NV (XAMS:HAVAS) Effective Interest Rate on Debt %: 2.19% (As of Dec. 2025)

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XAMS:HAVAS Havas NV XAMS:HAVAS
18 GF Score
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What is Havas NV Effective Interest Rate on Debt %?

Havas NV XAMS:HAVAS -0.26% 18 Effective Interest Rate on Debt % is 2.19% as of Dec. 2025. GuruFocus rates XAMS:HAVAS with a GF Score™ of 18/100. The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Havas NV's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €12 Mil. Havas NV's average total debt for the quarter that ended in Dec. 2025 was €548 Mil. Therefore, Havas NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.19%.

Havas NV  (XAMS:HAVAS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Havas NV Effective Interest Rate on Debt % Related Terms

Havas NV Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Havas NV's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Havas NV Effective Interest Rate on Debt % Chart

Havas NV Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.06 2.17 3.47 3.73 3.46

Havas NV Semi-Annual Data
Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 3.74 3.44 3.15 2.29 2.19

XAMS:HAVAS vs APP, OMC, TTD: Effective Interest Rate on Debt % Comparison

For the Advertising Agencies subindustry, Havas NV's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Havas NV Effective Interest Rate on Debt % vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Havas NV's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Havas NV's Effective Interest Rate on Debt % falls into.


XAMS:HAVAS
18GF Score
Havas NV XAMS:HAVAS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Havas NV Effective Interest Rate on Debt % Calculation

Havas NV's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -12/( (323+371)/ 2 )
=-1  *  -12/347
=3.46 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=227 + 96
=323

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=216 + 155
=371

Havas NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -12/( (725+371)/ 2 )
=-1  *  -12/548
=2.19 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=225 + 500
=725

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=216 + 155
=371

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.19% mean?
Havas NV (XAMS:HAVAS) has a Effective Interest Rate on Debt % of 2.19% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Havas NV and its competitors.
Is Havas NV's Effective Interest Rate on Debt % too high?
Havas NV's current Effective Interest Rate on Debt % is 2.19%. Overall, Havas NV has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Havas NV's Effective Interest Rate on Debt % compare to APP and OMC?
Havas NV's Effective Interest Rate on Debt % of 2.19% can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Media - Diversified company?
A good Effective Interest Rate on Debt % depends on the Media - Diversified industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Havas NV and its competitors. Havas NV's current Effective Interest Rate on Debt % is 2.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Havas NV stock overvalued right now?
Havas NV (XAMS:HAVAS) has a current Effective Interest Rate on Debt % of 2.19%. The current Effective Interest Rate on Debt % is 2.19%. Havas NV's overall GF Score™ is 18/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Havas NV (XAMS:HAVAS), the current Effective Interest Rate on Debt % is 2.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Havas NV Business Description

Address 29-30, quai de Dion Bouton, Puteaux, FRA, 92800
Havas NV is a communications group providing integrated advertising, media, and healthcare-focused communication services. Its has three business lines: (i) Havas Creative, which delivers creative services, from advertising, brand strategy and business transformation to digital and social media solutions as well as public relations and events; (ii) Havas Media, which is dedicated to delivering comprehensive media experiences, through media planning and buying, fan engagement, retail media and e-commerce, as well as data analytics services to optimize client advertising investments; and (iii) Havas Health, which focuses on healthcare and wellness communications, providing specialized marketing services to pharmaceutical companies. The majority of revenue is derived from Havas Creative.
18GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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