Metalac a.d. , Gornji Milanovac (XBEL:MTLC) Effective Interest Rate on Debt %: 14.59% (As of Mar. 2026)

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XBEL:MTLC Metalac a.d. , Gornji Milanovac XBEL:MTLC
98 GF Score
Price RSD2,050.00
GF Value RSD2,202.38
Valuation Fairly Valued
! 9 Warning Signs
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What is Metalac a.d. , Gornji Milanovac Effective Interest Rate on Debt %?

Metalac a.d. , Gornji Milanovac XBEL:MTLC 98 Effective Interest Rate on Debt % is 14.59% as of Mar. 2026. GuruFocus rates XBEL:MTLC with a GF Score™ of 98/100 and a GF Value™ of RSD2,202.38 (Fairly Valued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Metalac a.d. , Gornji Milanovac's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RSD4.6 Mil. Metalac a.d. , Gornji Milanovac's average total debt for the quarter that ended in Mar. 2026 was RSD31.7 Mil. Therefore, Metalac a.d. , Gornji Milanovac's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 14.59%.


Metalac a.d. , Gornji Milanovac  (XBEL:MTLC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Metalac a.d. , Gornji Milanovac Effective Interest Rate on Debt % Related Terms


Metalac a.d. , Gornji Milanovac Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Metalac a.d. , Gornji Milanovac's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metalac a.d. , Gornji Milanovac Effective Interest Rate on Debt % Chart

Metalac a.d. , Gornji Milanovac Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.17 1.72 3.09 4.57 4.32

Metalac a.d. , Gornji Milanovac Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.95 0.26 23.53 17.22 14.59

XBEL:MTLC vs AAPL: Effective Interest Rate on Debt % Comparison

For the Consumer Electronics subindustry, Metalac a.d. , Gornji Milanovac's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metalac a.d. , Gornji Milanovac Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, Metalac a.d. , Gornji Milanovac's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Metalac a.d. , Gornji Milanovac's Effective Interest Rate on Debt % falls into.


XBEL:MTLC
98GF Score
Metalac a.d. , Gornji Milanovac XBEL:MTLC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Metalac a.d. , Gornji Milanovac Effective Interest Rate on Debt % Calculation

Metalac a.d. , Gornji Milanovac's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -54.168/( (1292.577+1216.213)/ 2 )
=-1  *  -54.168/1254.395
=4.32 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=705.698 + 586.879
=1292.577

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=774.215 + 441.998
=1216.213

Metalac a.d. , Gornji Milanovac's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -4.628/( (12.7+50.742)/ 2 )
=-1  *  -4.628/31.721
=14.59 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=50.742 + 0
=50.742

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.59% mean?
Metalac a.d. , Gornji Milanovac (XBEL:MTLC) has a Effective Interest Rate on Debt % of 14.59% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Metalac a.d. , Gornji Milanovac and its competitors.
Is Metalac a.d. , Gornji Milanovac's Effective Interest Rate on Debt % too high?
Metalac a.d. , Gornji Milanovac's current Effective Interest Rate on Debt % is 14.59%. Overall, Metalac a.d. , Gornji Milanovac has a GF Score™ of 98/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Metalac a.d. , Gornji Milanovac's Effective Interest Rate on Debt % compare to AAPL?
Metalac a.d. , Gornji Milanovac's Effective Interest Rate on Debt % of 14.59% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Metalac a.d. , Gornji Milanovac and its competitors. Metalac a.d. , Gornji Milanovac's current Effective Interest Rate on Debt % is 14.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metalac a.d. , Gornji Milanovac stock overvalued right now?
Based on GuruFocus' analysis, Metalac a.d. , Gornji Milanovac (XBEL:MTLC) is currently considered Fairly Valued. The stock's GF Value™ is RSD2,202.38, compared to a current price of RSD2,050.00 — trading 6.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 14.59%. Metalac a.d. , Gornji Milanovac's overall GF Score™ is 98/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Metalac a.d. , Gornji Milanovac (XBEL:MTLC), the current Effective Interest Rate on Debt % is 14.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metalac a.d. , Gornji Milanovac (XBEL:MTLC) Overvalued in 2026?

Based on GuruFocus' analysis, Metalac a.d. , Gornji Milanovac stock appears to be undervalued. The current stock price of RSD2,050.00 is trading 6.9% below its estimated GF Value™ of RSD2,202.38. GuruFocus considers Metalac a.d. , Gornji Milanovac to be Fairly Valued.

Key valuation signals for XBEL:MTLC:

  • Effective Interest Rate on Debt %: 14.59%
  • GF Value™: RSD2,202.38 vs. price of RSD2,050.00 (6.9% below fair value)
  • GF Score™: 98/100 with 9 warning signs

No single metric tells the full story. See the XBEL:MTLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Metalac a.d. , Gornji Milanovac Business Description

Address Kneza Aleksandra 212, Gornji Milanovac, SRB, 32300
Metalac a.d. , Gornji Milanovac produces and sells enamel, Teflon-coated, aluminum and stainless-steel cookware. It also sells water heaters, transport and luxurious cardboard packing materials, steel products, and others.
98GF Score

Get the complete analysis for XBEL:MTLC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD2,050.00
Price
RSD2,202.38
GF Value