TotalEnergies Marketing Ghana (XGHA:TOTAL) Effective Interest Rate on Debt %: -44.34% (As of Dec. 2025)

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XGHA:TOTAL TotalEnergies Marketing Ghana PLC XGHA:TOTAL
96 GF Score
Price GHS40.00
GF Value GHS13.04
Valuation Significantly Overvalued
! 7 Warning Signs
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What is TotalEnergies Marketing Ghana Effective Interest Rate on Debt %?

TotalEnergies Marketing Ghana XGHA:TOTAL +3.01% 96 Effective Interest Rate on Debt % is -44.34% as of Dec. 2025. GuruFocus rates XGHA:TOTAL with a GF Score™ of 96/100 and a GF Value™ of GHS13.04 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. TotalEnergies Marketing Ghana's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was GHS-106 Mil. TotalEnergies Marketing Ghana's average total debt for the quarter that ended in Dec. 2025 was GHS239 Mil. Therefore, TotalEnergies Marketing Ghana's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was -44.34%.


TotalEnergies Marketing Ghana  (XGHA:TOTAL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


TotalEnergies Marketing Ghana Effective Interest Rate on Debt % Related Terms


TotalEnergies Marketing Ghana Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for TotalEnergies Marketing Ghana's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TotalEnergies Marketing Ghana Effective Interest Rate on Debt % Chart

TotalEnergies Marketing Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.39 2.84 0.84 0.66 0.65

TotalEnergies Marketing Ghana Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -113.77 24.45 10.98 12.02 -44.34

XGHA:TOTAL vs VLO, MPC, PSX: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Refining & Marketing subindustry, TotalEnergies Marketing Ghana's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TotalEnergies Marketing Ghana Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, TotalEnergies Marketing Ghana's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where TotalEnergies Marketing Ghana's Effective Interest Rate on Debt % falls into.


XGHA:TOTAL
96GF Score
TotalEnergies Marketing Ghana PLC XGHA:TOTAL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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TotalEnergies Marketing Ghana Effective Interest Rate on Debt % Calculation

TotalEnergies Marketing Ghana's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.287/( (225.296+169.468)/ 2 )
=-1  *  -1.287/197.382
=0.65 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=111.576 + 113.72
=225.296

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=67.913 + 101.555
=169.468

TotalEnergies Marketing Ghana's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  106.144/( (309.314+169.468)/ 2 )
=-1  *  106.144/239.391
=-44.34 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=83.691 + 225.623
=309.314

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=67.913 + 101.555
=169.468

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -44.34% mean?
TotalEnergies Marketing Ghana (XGHA:TOTAL) has a Effective Interest Rate on Debt % of -44.34% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TotalEnergies Marketing Ghana and its competitors.
Is TotalEnergies Marketing Ghana's Effective Interest Rate on Debt % too high?
TotalEnergies Marketing Ghana's current Effective Interest Rate on Debt % is -44.34%. Overall, TotalEnergies Marketing Ghana has a GF Score™ of 96/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TotalEnergies Marketing Ghana's Effective Interest Rate on Debt % compare to VLO and MPC?
TotalEnergies Marketing Ghana's Effective Interest Rate on Debt % of -44.34% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TotalEnergies Marketing Ghana and its competitors. TotalEnergies Marketing Ghana's current Effective Interest Rate on Debt % is -44.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TotalEnergies Marketing Ghana stock overvalued right now?
Based on GuruFocus' analysis, TotalEnergies Marketing Ghana (XGHA:TOTAL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS13.04, compared to a current price of GHS40.00 — trading 206.7% above its estimated fair value. The current Effective Interest Rate on Debt % is -44.34%. TotalEnergies Marketing Ghana's overall GF Score™ is 96/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For TotalEnergies Marketing Ghana (XGHA:TOTAL), the current Effective Interest Rate on Debt % is -44.34% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TotalEnergies Marketing Ghana (XGHA:TOTAL) Overvalued in 2026?

Based on GuruFocus' analysis, TotalEnergies Marketing Ghana stock appears to be overvalued. The current stock price of GHS40.00 is trading 206.7% above its estimated GF Value™ of GHS13.04. GuruFocus considers TotalEnergies Marketing Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:TOTAL:

  • Effective Interest Rate on Debt %: -44.34%
  • GF Value™: GHS13.04 vs. price of GHS40.00 (206.7% above fair value)
  • GF Score™: 96/100 with 7 warning signs

No single metric tells the full story. See the XGHA:TOTAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TotalEnergies Marketing Ghana Business Description

Industry EnergyOil & Gas
Address No. 25 Liberia Road, P.O. Box 553, Total Energies House, Accra, GHA
TotalEnergies Marketing Ghana PLC is authorised to carry on the business of marketing petroleum and allied products. It has Single operating segment.
96GF Score

Get the complete analysis for XGHA:TOTAL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS40.00
Price
GHS13.04
GF Value