Wellspire Holdings Bhd (XKLS:0271) Effective Interest Rate on Debt %: 4.54% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:0271 Wellspire Holdings Bhd XKLS:0271
60 GF Score
Price RM0.64
GF Value RM0.83
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Wellspire Holdings Bhd Effective Interest Rate on Debt %?

Wellspire Holdings Bhd XKLS:0271 60 Effective Interest Rate on Debt % is 4.54% as of Mar. 2026. GuruFocus rates XKLS:0271 with a GF Score™ of 60/100 and a GF Value™ of RM0.83 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Wellspire Holdings Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM0.3 Mil. Wellspire Holdings Bhd's average total debt for the quarter that ended in Mar. 2026 was RM7.3 Mil. Therefore, Wellspire Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.54%.


Wellspire Holdings Bhd  (XKLS:0271) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Wellspire Holdings Bhd Effective Interest Rate on Debt % Related Terms


Wellspire Holdings Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Wellspire Holdings Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wellspire Holdings Bhd Effective Interest Rate on Debt % Chart

Wellspire Holdings Bhd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.67 3.16 3.31 2.94 4.87

Wellspire Holdings Bhd Quarterly Data
Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.28 6.02 6.54 4.88 4.54

XKLS:0271 vs SYY, USFD, PFGC: Effective Interest Rate on Debt % Comparison

For the Food Distribution subindustry, Wellspire Holdings Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wellspire Holdings Bhd Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Wellspire Holdings Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Wellspire Holdings Bhd's Effective Interest Rate on Debt % falls into.


XKLS:0271
60GF Score
Wellspire Holdings Bhd XKLS:0271
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wellspire Holdings Bhd Effective Interest Rate on Debt % Calculation

Wellspire Holdings Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.31/( (5.232+7.503)/ 2 )
=-1  *  -0.31/6.3675
=4.87 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.475 + 1.757
=5.232

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.335 + 3.168
=7.503

Wellspire Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.332/( (7.503+7.12)/ 2 )
=-1  *  -0.332/7.3115
=4.54 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.335 + 3.168
=7.503

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.485 + 3.635
=7.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.54% mean?
Wellspire Holdings Bhd (XKLS:0271) has a Effective Interest Rate on Debt % of 4.54% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wellspire Holdings Bhd and its competitors.
Is Wellspire Holdings Bhd's Effective Interest Rate on Debt % too high?
Wellspire Holdings Bhd's current Effective Interest Rate on Debt % is 4.54%. Overall, Wellspire Holdings Bhd has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wellspire Holdings Bhd's Effective Interest Rate on Debt % compare to SYY and USFD?
Wellspire Holdings Bhd's Effective Interest Rate on Debt % of 4.54% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wellspire Holdings Bhd and its competitors. Wellspire Holdings Bhd's current Effective Interest Rate on Debt % is 4.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wellspire Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Wellspire Holdings Bhd (XKLS:0271) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.83, compared to a current price of RM0.64 — trading 22.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.54%. Wellspire Holdings Bhd's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Wellspire Holdings Bhd (XKLS:0271), the current Effective Interest Rate on Debt % is 4.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wellspire Holdings Bhd (XKLS:0271) Overvalued in 2026?

Based on GuruFocus' analysis, Wellspire Holdings Bhd stock appears to be undervalued. The current stock price of RM0.64 is trading 22.9% below its estimated GF Value™ of RM0.83. GuruFocus considers Wellspire Holdings Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:0271:

  • Effective Interest Rate on Debt %: 4.54%
  • GF Value™: RM0.83 vs. price of RM0.64 (22.9% below fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the XKLS:0271 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wellspire Holdings Bhd Business Description

Address 11, Jalan Pinang, Lot D/E, Level 12, Tower 1, Etiqa Twins, Wilayah Persekutuan, Kuala Lumpur, MYS, 50450
Wellspire Holdings Bhd is engaged in the distribution and online retailing of consumer packaged foods. The company's distributed product range includes Sunflower seeds, Other seeds and nuts, and Baked and confectionery products. The group's snack foods are sourced locally from Thailand and imported from China also, the company has privately-owned distribution center is located in the province of Pathum Thani, Thailand. There are two buildings with a combined built-up area, which consist of dry storage facilities & chiller room to store products. Alongside, distribution centre has a professional logistics team to serve the Group's customers throughout Thailand's Central, Northeast, Northern, and Southern regions.
60GF Score

Get the complete analysis for XKLS:0271

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.64
Price
RM0.83
GF Value