PMCK Bhd (XKLS:0363) Effective Interest Rate on Debt %: 3.67% (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:0363 PMCK Bhd XKLS:0363
17 GF Score
Price RM0.21
! 4 Warning Signs
View Full Analysis

What is PMCK Bhd Effective Interest Rate on Debt %?

PMCK Bhd XKLS:0363 +2.44% 17 Effective Interest Rate on Debt % is 3.67% as of Apr. 2026. GuruFocus rates XKLS:0363 with a GF Score™ of 17/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PMCK Bhd's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was RM1.29 Mil. PMCK Bhd's average total debt for the quarter that ended in Apr. 2026 was RM35.19 Mil. Therefore, PMCK Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 3.67%.


PMCK Bhd  (XKLS:0363) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PMCK Bhd Effective Interest Rate on Debt % Related Terms


PMCK Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PMCK Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PMCK Bhd Effective Interest Rate on Debt % Chart

PMCK Bhd Annual Data
Trend Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
6.44 4.43 6.42 4.72 3.22

PMCK Bhd Quarterly Data
Apr22 Apr23 Apr24 Nov24 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 1.02 2.67 4.80 2.22 3.67

XKLS:0363 vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, PMCK Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PMCK Bhd Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, PMCK Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PMCK Bhd's Effective Interest Rate on Debt % falls into.


XKLS:0363
17GF Score
PMCK Bhd XKLS:0363
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PMCK Bhd Effective Interest Rate on Debt % Calculation

PMCK Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -0.969/( (22.095+38.05)/ 2 )
=-1  *  -0.969/30.0725
=3.22 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.146 + 7.949
=22.095

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=35.082 + 2.968
=38.05

PMCK Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -1.292/( (32.323+38.05)/ 2 )
=-1  *  -1.292/35.1865
=3.67 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.034 + 3.289
=32.323

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=35.082 + 2.968
=38.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.67% mean?
PMCK Bhd (XKLS:0363) has a Effective Interest Rate on Debt % of 3.67% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PMCK Bhd and its competitors.
Is PMCK Bhd's Effective Interest Rate on Debt % too high?
PMCK Bhd's current Effective Interest Rate on Debt % is 3.67%. Overall, PMCK Bhd has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does PMCK Bhd's Effective Interest Rate on Debt % compare to HCA and THC?
PMCK Bhd's Effective Interest Rate on Debt % of 3.67% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PMCK Bhd and its competitors. PMCK Bhd's current Effective Interest Rate on Debt % is 3.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PMCK Bhd stock overvalued right now?
PMCK Bhd (XKLS:0363) has a current Effective Interest Rate on Debt % of 3.67%. The current Effective Interest Rate on Debt % is 3.67%. PMCK Bhd's overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PMCK Bhd (XKLS:0363), the current Effective Interest Rate on Debt % is 3.67% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PMCK Bhd Business Description

Address 888, Jalan Sekerat, Off Jalan Putra, Alor Setar, KDH, MYS, 05100
PMCK Bhd is a healthcare service provider in Malaysia operating through its Putra Medical Centre. The company focuses on specialist consultant services across various medical fields such as anaesthesiology, cardiology, dermatology, emergency medicine, internal medicine, ophthalmology, orthopaedics, paediatrics, radiology, and surgery among others. Also, it provides healthcare support services including facility management, ward services, clinical support, medication sales, and nursing care, as well as general dental, polyclinic, and medical laboratory services. PMCK generates revenue majorly from these healthcare services and has a broad panel coverage with multiple insurance companies and government agencies facilitating patient access.
17GF Score

Get the complete analysis for XKLS:0363

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.21
Price