HSS Holdings Bhd (XKLS:0460) Effective Interest Rate on Debt %: 5.41% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:0460 HSS Holdings Bhd XKLS:0460
15 GF Score
Price RM0.16
! 6 Warning Signs
View Full Analysis

What is HSS Holdings Bhd Effective Interest Rate on Debt %?

HSS Holdings Bhd XKLS:0460 -3.03% 15 Effective Interest Rate on Debt % is 5.41% as of Dec. 2025. GuruFocus rates XKLS:0460 with a GF Score™ of 15/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. HSS Holdings Bhd's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was RM2.2 Mil. HSS Holdings Bhd's average total debt for the quarter that ended in Dec. 2025 was RM41.3 Mil. Therefore, HSS Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.41%.


HSS Holdings Bhd  (XKLS:0460) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


HSS Holdings Bhd Effective Interest Rate on Debt % Related Terms


HSS Holdings Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for HSS Holdings Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HSS Holdings Bhd Effective Interest Rate on Debt % Chart

HSS Holdings Bhd Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
4.13 4.73 4.78 5.41

HSS Holdings Bhd Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % 4.13 4.73 4.78 5.41

XKLS:0460 vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, HSS Holdings Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HSS Holdings Bhd Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, HSS Holdings Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where HSS Holdings Bhd's Effective Interest Rate on Debt % falls into.


XKLS:0460
15GF Score
HSS Holdings Bhd XKLS:0460
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HSS Holdings Bhd Effective Interest Rate on Debt % Calculation

HSS Holdings Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.235/( (45.379+37.27)/ 2 )
=-1  *  -2.235/41.3245
=5.41 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.361 + 20.018
=45.379

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.256 + 22.014
=37.27

HSS Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.235/( (45.379+37.27)/ 2 )
=-1  *  -2.235/41.3245
=5.41 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.361 + 20.018
=45.379

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.256 + 22.014
=37.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.41% mean?
HSS Holdings Bhd (XKLS:0460) has a Effective Interest Rate on Debt % of 5.41% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HSS Holdings Bhd and its competitors.
Is HSS Holdings Bhd's Effective Interest Rate on Debt % too high?
HSS Holdings Bhd's current Effective Interest Rate on Debt % is 5.41%. Overall, HSS Holdings Bhd has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does HSS Holdings Bhd's Effective Interest Rate on Debt % compare to KHC and GIS?
HSS Holdings Bhd's Effective Interest Rate on Debt % of 5.41% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HSS Holdings Bhd and its competitors. HSS Holdings Bhd's current Effective Interest Rate on Debt % is 5.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSS Holdings Bhd stock overvalued right now?
HSS Holdings Bhd (XKLS:0460) has a current Effective Interest Rate on Debt % of 5.41%. The current Effective Interest Rate on Debt % is 5.41%. HSS Holdings Bhd's overall GF Score™ is 15/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For HSS Holdings Bhd (XKLS:0460), the current Effective Interest Rate on Debt % is 5.41% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

HSS Holdings Bhd Business Description

Address Jalan Parit Hulu, 17386, Parit Raja Sari, Bukit Bakri, Muar, JHR, MYS, 84200
HSS Holdings Bhd is an investment holding company. Through its subsidiaries, the company is principally involved in the sourcing of bakery products, trading of bakery and other products and manufacturing of bakery products. Its offerings include Biscuits and cookies, Cakes, and Snacks. The products are supplied to over 3,500 retail outlets across Malaysia, including supermarkets and hypermarkets. The company's business segments include: Sourcing, Trading, and Manufacturing. The majority of revenue is derived from the Sourcing segment. Geographically, it exports to Singapore, Indonesia, and Australia, and the maximum revenue is generated from Malaysia.
15GF Score

Get the complete analysis for XKLS:0460

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.16
Price