RT Pastry Holdings Bhd (XKLS:0461) Effective Interest Rate on Debt %: 5.50% (As of Dec. 2025)

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XKLS:0461 RT Pastry Holdings Bhd XKLS:0461
15 GF Score
Price RM0.14
! 1 Warning Sign
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What is RT Pastry Holdings Bhd Effective Interest Rate on Debt %?

RT Pastry Holdings Bhd XKLS:0461 15 Effective Interest Rate on Debt % is 5.50% as of Dec. 2025. GuruFocus rates XKLS:0461 with a GF Score™ of 15/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. RT Pastry Holdings Bhd's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was RM0.84 Mil. RT Pastry Holdings Bhd's average total debt for the quarter that ended in Dec. 2025 was RM15.27 Mil. Therefore, RT Pastry Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.50%.


RT Pastry Holdings Bhd  (XKLS:0461) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


RT Pastry Holdings Bhd Effective Interest Rate on Debt % Related Terms


RT Pastry Holdings Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for RT Pastry Holdings Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RT Pastry Holdings Bhd Effective Interest Rate on Debt % Chart

RT Pastry Holdings Bhd Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
3.52 4.57 4.07 5.50

RT Pastry Holdings Bhd Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % 3.52 4.57 4.07 5.50

XKLS:0461 vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, RT Pastry Holdings Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RT Pastry Holdings Bhd Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, RT Pastry Holdings Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where RT Pastry Holdings Bhd's Effective Interest Rate on Debt % falls into.


XKLS:0461
15GF Score
RT Pastry Holdings Bhd XKLS:0461
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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RT Pastry Holdings Bhd Effective Interest Rate on Debt % Calculation

RT Pastry Holdings Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.839/( (22.516+8.019)/ 2 )
=-1  *  -0.839/15.2675
=5.50 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.461 + 2.055
=22.516

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.383 + 2.636
=8.019

RT Pastry Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.839/( (22.516+8.019)/ 2 )
=-1  *  -0.839/15.2675
=5.50 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.461 + 2.055
=22.516

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.383 + 2.636
=8.019

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.50% mean?
RT Pastry Holdings Bhd (XKLS:0461) has a Effective Interest Rate on Debt % of 5.50% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RT Pastry Holdings Bhd and its competitors.
Is RT Pastry Holdings Bhd's Effective Interest Rate on Debt % too high?
RT Pastry Holdings Bhd's current Effective Interest Rate on Debt % is 5.50%. Overall, RT Pastry Holdings Bhd has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does RT Pastry Holdings Bhd's Effective Interest Rate on Debt % compare to KHC and GIS?
RT Pastry Holdings Bhd's Effective Interest Rate on Debt % of 5.50% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RT Pastry Holdings Bhd and its competitors. RT Pastry Holdings Bhd's current Effective Interest Rate on Debt % is 5.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RT Pastry Holdings Bhd stock overvalued right now?
RT Pastry Holdings Bhd (XKLS:0461) has a current Effective Interest Rate on Debt % of 5.50%. The current Effective Interest Rate on Debt % is 5.50%. RT Pastry Holdings Bhd's overall GF Score™ is 15/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For RT Pastry Holdings Bhd (XKLS:0461), the current Effective Interest Rate on Debt % is 5.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RT Pastry Holdings Bhd Business Description

Address Jalan BS 10/6, 11, 2nd Floor, Taman Bukit Serdang, Seksyen 10, Seri Kembangan, SGR, MYS, 43300
RT Pastry Holdings Bhd is a vertically integrated group engaged in the business of manufacturing, distribution and sales of bakery products in the bakery product market in Malaysia. It manufactures and sells a variety of bakery products including pastry, bread, other manufactured products as well as OEM and trading products. The company markets its manufactured and OEM products under the RT Pastry brand, while trading products consist of third-party products sold through its outlets. It sells its products through a network of retail outlets, an online platform, and wholesale channels, including grocery retailers, cafes, and corporate customers. The majority of revenue is derived from the sale of pastry products through its network of outlets. Geographically, it operates mainly in Malaysia.
15GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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