Dfcity Group Bhd (XKLS:5165) Effective Interest Rate on Debt %: 4.05% (As of Mar. 2026)

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XKLS:5165 Dfcity Group Bhd XKLS:5165
29 GF Score
Price RM0.39
GF Value RM0.36
Valuation Fairly Valued
! 5 Warning Signs
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What is Dfcity Group Bhd Effective Interest Rate on Debt %?

Dfcity Group Bhd XKLS:5165 +1.32% 29 Effective Interest Rate on Debt % is 4.05% as of Mar. 2026. GuruFocus rates XKLS:5165 with a GF Score™ of 29/100 and a GF Value™ of RM0.36 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Dfcity Group Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM0.66 Mil. Dfcity Group Bhd's average total debt for the quarter that ended in Mar. 2026 was RM16.22 Mil. Therefore, Dfcity Group Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.05%.


Dfcity Group Bhd  (XKLS:5165) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Dfcity Group Bhd Effective Interest Rate on Debt % Related Terms


Dfcity Group Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Dfcity Group Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dfcity Group Bhd Effective Interest Rate on Debt % Chart

Dfcity Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.90 4.94 6.19 6.30 5.63

Dfcity Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.93 3.86 4.05 10.99 4.05

XKLS:5165 vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, Dfcity Group Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dfcity Group Bhd Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Dfcity Group Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Dfcity Group Bhd's Effective Interest Rate on Debt % falls into.


XKLS:5165
29GF Score
Dfcity Group Bhd XKLS:5165
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dfcity Group Bhd Effective Interest Rate on Debt % Calculation

Dfcity Group Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.958/( (17.764+16.242)/ 2 )
=-1  *  -0.958/17.003
=5.63 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.204 + 9.56
=17.764

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.067 + 10.175
=16.242

Dfcity Group Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.656/( (16.242+16.189)/ 2 )
=-1  *  -0.656/16.2155
=4.05 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.067 + 10.175
=16.242

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.544 + 10.645
=16.189

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.05% mean?
Dfcity Group Bhd (XKLS:5165) has a Effective Interest Rate on Debt % of 4.05% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dfcity Group Bhd and its competitors.
Is Dfcity Group Bhd's Effective Interest Rate on Debt % too high?
Dfcity Group Bhd's current Effective Interest Rate on Debt % is 4.05%. Overall, Dfcity Group Bhd has a GF Score™ of 29/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dfcity Group Bhd's Effective Interest Rate on Debt % compare to CRH and VMC?
Dfcity Group Bhd's Effective Interest Rate on Debt % of 4.05% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dfcity Group Bhd and its competitors. Dfcity Group Bhd's current Effective Interest Rate on Debt % is 4.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dfcity Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Dfcity Group Bhd (XKLS:5165) is currently considered Fairly Valued. The stock's GF Value™ is RM0.36, compared to a current price of RM0.39 — trading 6.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.05%. Dfcity Group Bhd's overall GF Score™ is 29/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Dfcity Group Bhd (XKLS:5165), the current Effective Interest Rate on Debt % is 4.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dfcity Group Bhd (XKLS:5165) Overvalued in 2026?

Based on GuruFocus' analysis, Dfcity Group Bhd stock appears to be overvalued. The current stock price of RM0.39 is trading 6.9% above its estimated GF Value™ of RM0.36. GuruFocus considers Dfcity Group Bhd to be Fairly Valued.

Key valuation signals for XKLS:5165:

  • Effective Interest Rate on Debt %: 4.05%
  • GF Value™: RM0.36 vs. price of RM0.39 (6.9% above fair value)
  • GF Score™: 29/100 with 5 warning signs

No single metric tells the full story. See the XKLS:5165 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dfcity Group Bhd Business Description

Address Lot 197, Jalan Sungai Putat, Batu Berendam, Melaka, MLA, MYS, 75350
Dfcity Group Bhd, through its subsidiaries, is engaged in the manufacturing and sale of dimension stones and related products. Its business activities include sourcing, processing, and distributing a wide range of dimension stones, including granite, marble, sandstone, and slate. The products are mainly used for a wide array of applications in commercial and residential properties, such as facade walls, flooring, staircases, monuments, furniture, pillars, garden sets, and landscaping. The company's reportable segments include Sales of goods, which derive maximum revenue, Construction, Property development, and Others. Geographically, it derives maximum revenue from Malaysia and the rest from Indonesia.
29GF Score

Get the complete analysis for XKLS:5165

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.39
Price
RM0.36
GF Value