Pecca Group Bhd (XKLS:5271) Effective Interest Rate on Debt %: 3.89% (As of Mar. 2026)

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XKLS:5271 Pecca Group Bhd XKLS:5271
92 GF Score
Price RM1.33
GF Value RM1.49
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Pecca Group Bhd Effective Interest Rate on Debt %?

Pecca Group Bhd XKLS:5271 92 Effective Interest Rate on Debt % is 3.89% as of Mar. 2026. GuruFocus rates XKLS:5271 with a GF Score™ of 92/100 and a GF Value™ of RM1.49 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pecca Group Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM0.6 Mil. Pecca Group Bhd's average total debt for the quarter that ended in Mar. 2026 was RM15.8 Mil. Therefore, Pecca Group Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.89%.


Pecca Group Bhd  (XKLS:5271) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pecca Group Bhd Effective Interest Rate on Debt % Related Terms


Pecca Group Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pecca Group Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pecca Group Bhd Effective Interest Rate on Debt % Chart

Pecca Group Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.07 0.63 3.10 3.35 4.99

Pecca Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.83 8.44 2.97 3.94 3.89

XKLS:5271 vs ORLY, AZO: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, Pecca Group Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pecca Group Bhd Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Pecca Group Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pecca Group Bhd's Effective Interest Rate on Debt % falls into.


XKLS:5271
92GF Score
Pecca Group Bhd XKLS:5271
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pecca Group Bhd Effective Interest Rate on Debt % Calculation

Pecca Group Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.328/( (7.343+5.81)/ 2 )
=-1  *  -0.328/6.5765
=4.99 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.682 + 2.661
=7.343

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.177 + 1.633
=5.81

Pecca Group Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.616/( (16.719+14.94)/ 2 )
=-1  *  -0.616/15.8295
=3.89 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.708 + 4.011
=16.719

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.058 + 2.882
=14.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.89% mean?
Pecca Group Bhd (XKLS:5271) has a Effective Interest Rate on Debt % of 3.89% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pecca Group Bhd and its competitors.
Is Pecca Group Bhd's Effective Interest Rate on Debt % too high?
Pecca Group Bhd's current Effective Interest Rate on Debt % is 3.89%. Overall, Pecca Group Bhd has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pecca Group Bhd's Effective Interest Rate on Debt % compare to ORLY and AZO?
Pecca Group Bhd's Effective Interest Rate on Debt % of 3.89% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pecca Group Bhd and its competitors. Pecca Group Bhd's current Effective Interest Rate on Debt % is 3.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pecca Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pecca Group Bhd (XKLS:5271) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.49, compared to a current price of RM1.33 — trading 10.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.89%. Pecca Group Bhd's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pecca Group Bhd (XKLS:5271), the current Effective Interest Rate on Debt % is 3.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pecca Group Bhd (XKLS:5271) Overvalued in 2026?

Based on GuruFocus' analysis, Pecca Group Bhd stock appears to be undervalued. The current stock price of RM1.33 is trading 10.7% below its estimated GF Value™ of RM1.49. GuruFocus considers Pecca Group Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5271:

  • Effective Interest Rate on Debt %: 3.89%
  • GF Value™: RM1.49 vs. price of RM1.33 (10.7% below fair value)
  • GF Score™: 92/100 with 1 warning sign

No single metric tells the full story. See the XKLS:5271 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pecca Group Bhd Business Description

Address No. 1 Jalan Perindustrian Desa Aman 1A, Industri Desa Aman, Kepong, Kuala Lumpur, SGR, MYS, 522200
Pecca Group Bhd is an investment holding company engaged in styling, manufacturing, distribution, and installation of leather car seat covers, supply of leather cut pieces to the automotive upholstery industry, and other services related to the automotive upholstery industry, as well as manufacturing and distribution of healthcare products. Its business includes four key pillars: OEM, REM, Aviation, and Emerging Ventures. It is geographically focused in Malaysia and exports its products to Asia Pacific, Europe, North America, and Oceania, with the majority of its revenue coming from Malaysia.
92GF Score

Get the complete analysis for XKLS:5271

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.33
Price
RM1.49
GF Value