PCCS Group Bhd (XKLS:6068) Effective Interest Rate on Debt %: 6.57% (As of Mar. 2026)

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XKLS:6068 PCCS Group Bhd XKLS:6068
45 GF Score
Price RM0.29
GF Value RM0.48
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PCCS Group Bhd Effective Interest Rate on Debt %?

PCCS Group Bhd XKLS:6068 45 Effective Interest Rate on Debt % is 6.57% as of Mar. 2026. GuruFocus rates XKLS:6068 with a GF Score™ of 45/100 and a GF Value™ of RM0.48 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PCCS Group Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM5.1 Mil. PCCS Group Bhd's average total debt for the quarter that ended in Mar. 2026 was RM78.2 Mil. Therefore, PCCS Group Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.57%.


PCCS Group Bhd  (XKLS:6068) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PCCS Group Bhd Effective Interest Rate on Debt % Related Terms


PCCS Group Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PCCS Group Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCCS Group Bhd Effective Interest Rate on Debt % Chart

PCCS Group Bhd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.22 8.29 7.91 10.75 9.35

PCCS Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.03 17.15 8.04 9.81 6.57

XKLS:6068 vs RL, LEVI, VFC: Effective Interest Rate on Debt % Comparison

For the Apparel Manufacturing subindustry, PCCS Group Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PCCS Group Bhd Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, PCCS Group Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PCCS Group Bhd's Effective Interest Rate on Debt % falls into.


XKLS:6068
45GF Score
PCCS Group Bhd XKLS:6068
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PCCS Group Bhd Effective Interest Rate on Debt % Calculation

PCCS Group Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -7.609/( (74.803+87.945)/ 2 )
=-1  *  -7.609/81.374
=9.35 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.788 + 60.015
=74.803

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.242 + 61.703
=87.945

PCCS Group Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5.14/( (68.408+87.945)/ 2 )
=-1  *  -5.14/78.1765
=6.57 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.923 + 47.485
=68.408

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.242 + 61.703
=87.945

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.57% mean?
PCCS Group Bhd (XKLS:6068) has a Effective Interest Rate on Debt % of 6.57% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PCCS Group Bhd and its competitors.
Is PCCS Group Bhd's Effective Interest Rate on Debt % too high?
PCCS Group Bhd's current Effective Interest Rate on Debt % is 6.57%. Overall, PCCS Group Bhd has a GF Score™ of 45/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PCCS Group Bhd's Effective Interest Rate on Debt % compare to RL and LEVI?
PCCS Group Bhd's Effective Interest Rate on Debt % of 6.57% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PCCS Group Bhd and its competitors. PCCS Group Bhd's current Effective Interest Rate on Debt % is 6.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCCS Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, PCCS Group Bhd (XKLS:6068) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.48, compared to a current price of RM0.29 — trading 40.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.57%. PCCS Group Bhd's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PCCS Group Bhd (XKLS:6068), the current Effective Interest Rate on Debt % is 6.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCCS Group Bhd (XKLS:6068) Overvalued in 2026?

Based on GuruFocus' analysis, PCCS Group Bhd stock appears to be undervalued. The current stock price of RM0.29 is trading 40.6% below its estimated GF Value™ of RM0.48. GuruFocus considers PCCS Group Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:6068:

  • Effective Interest Rate on Debt %: 6.57%
  • GF Value™: RM0.48 vs. price of RM0.29 (40.6% below fair value)
  • GF Score™: 45/100 with 4 warning signs

No single metric tells the full story. See the XKLS:6068 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PCCS Group Bhd Business Description

Address Jalan Kluang, Lot 1376, GM 127, Mukim Simpang Kanan, Batu Pahat, JHR, MYS, 83000
PCCS Group Bhd is an investment holding company. Along with its subsidiaries, it operates in the following four reportable operating segments: Apparel, Label and Packaging, Credit financing, and Others. The majority of its revenue is generated from the Apparel segment, which is engaged in the manufacturing and marketing of apparels, manufacturing of seamless bonding, embroidering of logos and emblems, printing and marketing of silk screen printing products. The Label and Packaging segment involves the printing of labels and stickers, and the Credit financing segment provides financial services, including money lending, loan negotiation, and other financing solutions. Geographically, the group generates maximum revenue from Hong Kong, followed by the PRC, Cambodia, Malaysia, and Singapore.
45GF Score

Get the complete analysis for XKLS:6068

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.29
Price
RM0.48
GF Value