Ajiya Bhd (XKLS:7609) Effective Interest Rate on Debt %: 2.79% (As of Mar. 2026)

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XKLS:7609 Ajiya Bhd XKLS:7609
62 GF Score
Price RM1.00
GF Value RM0.96
Valuation Fairly Valued
! 3 Warning Signs
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What is Ajiya Bhd Effective Interest Rate on Debt %?

Ajiya Bhd XKLS:7609 62 Effective Interest Rate on Debt % is 2.79% as of Mar. 2026. GuruFocus rates XKLS:7609 with a GF Score™ of 62/100 and a GF Value™ of RM0.96 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ajiya Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM0.3 Mil. Ajiya Bhd's average total debt for the quarter that ended in Mar. 2026 was RM12.3 Mil. Therefore, Ajiya Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.79%.


Ajiya Bhd  (XKLS:7609) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ajiya Bhd Effective Interest Rate on Debt % Related Terms


Ajiya Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ajiya Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ajiya Bhd Effective Interest Rate on Debt % Chart

Ajiya Bhd Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.85 3.11 1.95 1.78 6.75

Ajiya Bhd Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.25 3.26 3.87 4.70 2.79

XKLS:7609 vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, Ajiya Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ajiya Bhd Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Ajiya Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ajiya Bhd's Effective Interest Rate on Debt % falls into.


XKLS:7609
62GF Score
Ajiya Bhd XKLS:7609
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ajiya Bhd Effective Interest Rate on Debt % Calculation

Ajiya Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Nov. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.805/( (8.522+15.323)/ 2 )
=-1  *  -0.805/11.9225
=6.75 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.877 + 14.446
=15.323

Ajiya Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.344/( (15.323+9.373)/ 2 )
=-1  *  -0.344/12.348
=2.79 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.877 + 14.446
=15.323

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.637 + 8.736
=9.373

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.79% mean?
Ajiya Bhd (XKLS:7609) has a Effective Interest Rate on Debt % of 2.79% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ajiya Bhd and its competitors.
Is Ajiya Bhd's Effective Interest Rate on Debt % too high?
Ajiya Bhd's current Effective Interest Rate on Debt % is 2.79%. Overall, Ajiya Bhd has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ajiya Bhd's Effective Interest Rate on Debt % compare to TT and JCI?
Ajiya Bhd's Effective Interest Rate on Debt % of 2.79% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ajiya Bhd and its competitors. Ajiya Bhd's current Effective Interest Rate on Debt % is 2.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajiya Bhd stock overvalued right now?
Based on GuruFocus' analysis, Ajiya Bhd (XKLS:7609) is currently considered Fairly Valued. The stock's GF Value™ is RM0.96, compared to a current price of RM1.00 — trading 4.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.79%. Ajiya Bhd's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ajiya Bhd (XKLS:7609), the current Effective Interest Rate on Debt % is 2.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ajiya Bhd (XKLS:7609) Overvalued in 2026?

Based on GuruFocus' analysis, Ajiya Bhd stock appears to be overvalued. The current stock price of RM1.00 is trading 4.2% above its estimated GF Value™ of RM0.96. GuruFocus considers Ajiya Bhd to be Fairly Valued.

Key valuation signals for XKLS:7609:

  • Effective Interest Rate on Debt %: 2.79%
  • GF Value™: RM0.96 vs. price of RM1.00 (4.2% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the XKLS:7609 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ajiya Bhd Business Description

Address Jalan Genuang, Lot 153, Kawasan Perindustrian, Batu 3, Segamat, JHR, MYS, 85000
Ajiya Bhd is an investment holding. The principal activities include manufacturing and trading of roofing materials, manufacturing and trading of all kinds of glass, trading of building materials and investment holding. Its products are classified in two categories: Metal Division Metal roofing system, PU green series, steel truss system, structural products, metal door and window frame, metal sunshade/louvres, metal ceiling, and IBS-aligned building solutions: Glass Division Safety glass, tempered glass, laminated glass, Low-E coated glass, and Insulated Glass Units (IGU) for architectural and construction applications While it also has its presence in Thailand and Malaysia, Majority of its revenue is earned through the Malaysian market.
62GF Score

Get the complete analysis for XKLS:7609

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.00
Price
RM0.96
GF Value