Hannun (XMAD:HAN) Effective Interest Rate on Debt %: 23.46% (As of Dec. 2025)

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XMAD:HAN Hannun SA XMAD:HAN
26 GF Score
Price €0.19
GF Value €0.14
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Hannun Effective Interest Rate on Debt %?

Hannun XMAD:HAN 26 Effective Interest Rate on Debt % is 23.46% as of Dec. 2025. GuruFocus rates XMAD:HAN with a GF Score™ of 26/100 and a GF Value™ of €0.14 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hannun's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.46 Mil. Hannun's average total debt for the quarter that ended in Dec. 2025 was €1.96 Mil. Therefore, Hannun's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 23.46%.


Hannun  (XMAD:HAN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hannun Effective Interest Rate on Debt % Related Terms


Hannun Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hannun's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hannun Effective Interest Rate on Debt % Chart

Hannun Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.16 5.96 20.13 19.46 20.95

Hannun Semi-Annual Data
Dec18 Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.50 27.14 18.46 21.85 23.46

XMAD:HAN vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Hannun's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hannun Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Hannun's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hannun's Effective Interest Rate on Debt % falls into.


XMAD:HAN
26GF Score
Hannun SA XMAD:HAN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hannun Effective Interest Rate on Debt % Calculation

Hannun's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.41/( (1.644+2.27)/ 2 )
=-1  *  -0.41/1.957
=20.95 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.696 + 0.948
=1.644

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.399 + 0.871
=2.27

Hannun's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.46/( (1.651+2.27)/ 2 )
=-1  *  -0.46/1.9605
=23.46 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.244 + 0.407
=1.651

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.399 + 0.871
=2.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 23.46% mean?
Hannun (XMAD:HAN) has a Effective Interest Rate on Debt % of 23.46% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hannun and its competitors.
Is Hannun's Effective Interest Rate on Debt % too high?
Hannun's current Effective Interest Rate on Debt % is 23.46%. Overall, Hannun has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hannun's Effective Interest Rate on Debt % compare to SN and SGI?
Hannun's Effective Interest Rate on Debt % of 23.46% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hannun and its competitors. Hannun's current Effective Interest Rate on Debt % is 23.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannun stock overvalued right now?
Based on GuruFocus' analysis, Hannun (XMAD:HAN) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.14, compared to a current price of €0.19 — trading 32.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 23.46%. Hannun's overall GF Score™ is 26/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hannun (XMAD:HAN), the current Effective Interest Rate on Debt % is 23.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hannun (XMAD:HAN) Overvalued in 2026?

Based on GuruFocus' analysis, Hannun stock appears to be overvalued. The current stock price of €0.19 is trading 32.1% above its estimated GF Value™ of €0.14. GuruFocus considers Hannun to be Significantly Overvalued.

Key valuation signals for XMAD:HAN:

  • Effective Interest Rate on Debt %: 23.46%
  • GF Value™: €0.14 vs. price of €0.19 (32.1% above fair value)
  • GF Score™: 26/100 with 10 warning signs

No single metric tells the full story. See the XMAD:HAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hannun Business Description

Address Passeig del Pla, 30A, Matadepera, Barcelona, ESP, 08230
Hannun SA manufactures furniture. It sells handcrafted furniture made from recycled and sustainably sourced wood. Its product offerings comprise shelves, chairs, tables, and auxiliary furniture, among others.
26GF Score

Get the complete analysis for XMAD:HAN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.19
Price
€0.14
GF Value