Prim (XMAD:PRM) Effective Interest Rate on Debt %: 3.20% (As of Dec. 2025)


XMAD:PRM Prim SA XMAD:PRM
76 GF Score
Price €13.40
GF Value €7.44
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Prim Effective Interest Rate on Debt %?

Prim XMAD:PRM 76 Effective Interest Rate on Debt % is 3.20% as of Dec. 2025. GuruFocus rates XMAD:PRM with a GF Score™ of 76/100 and a GF Value™ of €7.44 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Prim's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.5 Mil. Prim's average total debt for the quarter that ended in Dec. 2025 was €16.4 Mil. Therefore, Prim's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.20%.


Prim  (XMAD:PRM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Prim Effective Interest Rate on Debt % Related Terms


Prim Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Prim's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prim Effective Interest Rate on Debt % Chart

Prim Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 1.37 3.43 3.39 3.07

Prim Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.15 3.26 4.19 2.99 3.20

XMAD:PRM vs ISRG, BDX, MDLN: Effective Interest Rate on Debt % Comparison

For the Medical Instruments & Supplies subindustry, Prim's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prim Effective Interest Rate on Debt % vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, Prim's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Prim's Effective Interest Rate on Debt % falls into.


XMAD:PRM
76GF Score
Prim SA XMAD:PRM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Prim Effective Interest Rate on Debt % Calculation

Prim's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.538/( (19.558+15.473)/ 2 )
=-1  *  -0.538/17.5155
=3.07 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.624 + 11.934
=19.558

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.195 + 8.278
=15.473

Prim's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.524/( (17.233+15.473)/ 2 )
=-1  *  -0.524/16.353
=3.20 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.183 + 10.05
=17.233

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.195 + 8.278
=15.473

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.20% mean?
Prim (XMAD:PRM) has a Effective Interest Rate on Debt % of 3.20% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Prim and its competitors.
Is Prim's Effective Interest Rate on Debt % too high?
Prim's current Effective Interest Rate on Debt % is 3.20%. Overall, Prim has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Prim's Effective Interest Rate on Debt % compare to ISRG and BDX?
Prim's Effective Interest Rate on Debt % of 3.20% can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Devices & Instruments company?
A good Effective Interest Rate on Debt % depends on the Medical Devices & Instruments industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Prim and its competitors. Prim's current Effective Interest Rate on Debt % is 3.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prim stock overvalued right now?
Based on GuruFocus' analysis, Prim (XMAD:PRM) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.44, compared to a current price of €13.40 — trading 80.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.20%. Prim's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Prim (XMAD:PRM), the current Effective Interest Rate on Debt % is 3.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prim (XMAD:PRM) Overvalued in 2026?

Based on GuruFocus' analysis, Prim stock appears to be overvalued. The current stock price of €13.40 is trading 80.1% above its estimated GF Value™ of €7.44. GuruFocus considers Prim to be Significantly Overvalued.

Key valuation signals for XMAD:PRM:

  • Effective Interest Rate on Debt %: 3.20%
  • GF Value™: €7.44 vs. price of €13.40 (80.1% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the XMAD:PRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prim Business Description

Other Exchanges 0FP0:UK5P1:Germany
Address Calle F, numero 15, Poligono Industrial 1, Mostoles, Madrid, ESP, 28938
Prim SA is engaged in the provision of hospital supplies. The company is in a hospital and orthopedic supplies and materials for physiotherapy, thalassotherapy, thermal therapy, rehabilitation, geriatrics, as well as daily living aids. Prim work across a division of healthcare units such as Operating Theatres; Pain Management Centres; Plastic Surgery; Endosurgery and Cardiovascular.
76GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.40
Price
€7.44
GF Value