Testa Residencial Socimi (XMAD:YTST) Effective Interest Rate on Debt %: 5.06% (As of Dec. 2025)

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XMAD:YTST Testa Residencial Socimi SA XMAD:YTST
63 GF Score
Price €3.24
GF Value €3.67
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Testa Residencial Socimi Effective Interest Rate on Debt %?

Testa Residencial Socimi XMAD:YTST 63 Effective Interest Rate on Debt % is 5.06% as of Dec. 2025. GuruFocus rates XMAD:YTST with a GF Score™ of 63/100 and a GF Value™ of €3.67 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Testa Residencial Socimi's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €67.6 Mil. Testa Residencial Socimi's average total debt for the quarter that ended in Dec. 2025 was €1,335.4 Mil. Therefore, Testa Residencial Socimi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.06%.


Testa Residencial Socimi  (XMAD:YTST) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Testa Residencial Socimi Effective Interest Rate on Debt % Related Terms


Testa Residencial Socimi Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Testa Residencial Socimi's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Testa Residencial Socimi Effective Interest Rate on Debt % Chart

Testa Residencial Socimi Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.26 3.40 6.80 8.31 6.07

Testa Residencial Socimi Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 0.00 8.65 7.94 8.28 5.06

XMAD:YTST vs VICI, WPC: Effective Interest Rate on Debt % Comparison

For the REIT - Diversified subindustry, Testa Residencial Socimi's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Testa Residencial Socimi Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Testa Residencial Socimi's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Testa Residencial Socimi's Effective Interest Rate on Debt % falls into.


XMAD:YTST
63GF Score
Testa Residencial Socimi SA XMAD:YTST
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Testa Residencial Socimi Effective Interest Rate on Debt % Calculation

Testa Residencial Socimi's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -84.603/( (1286.501+1502.542)/ 2 )
=-1  *  -84.603/1394.5215
=6.07 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1276.741 + 9.76
=1286.501

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1499.682 + 2.86
=1502.542

Testa Residencial Socimi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -67.558/( (1168.242+1502.542)/ 2 )
=-1  *  -67.558/1335.392
=5.06 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1154.323 + 13.919
=1168.242

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1499.682 + 2.86
=1502.542

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.06% mean?
Testa Residencial Socimi (XMAD:YTST) has a Effective Interest Rate on Debt % of 5.06% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Testa Residencial Socimi and its competitors.
Is Testa Residencial Socimi's Effective Interest Rate on Debt % too high?
Testa Residencial Socimi's current Effective Interest Rate on Debt % is 5.06%. Overall, Testa Residencial Socimi has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Testa Residencial Socimi's Effective Interest Rate on Debt % compare to VICI and WPC?
Testa Residencial Socimi's Effective Interest Rate on Debt % of 5.06% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Testa Residencial Socimi and its competitors. Testa Residencial Socimi's current Effective Interest Rate on Debt % is 5.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Testa Residencial Socimi stock overvalued right now?
Based on GuruFocus' analysis, Testa Residencial Socimi (XMAD:YTST) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.67, compared to a current price of €3.24 — trading 11.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.06%. Testa Residencial Socimi's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Testa Residencial Socimi (XMAD:YTST), the current Effective Interest Rate on Debt % is 5.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Testa Residencial Socimi (XMAD:YTST) Overvalued in 2026?

Based on GuruFocus' analysis, Testa Residencial Socimi stock appears to be undervalued. The current stock price of €3.24 is trading 11.7% below its estimated GF Value™ of €3.67. GuruFocus considers Testa Residencial Socimi to be Modestly Undervalued.

Key valuation signals for XMAD:YTST:

  • Effective Interest Rate on Debt %: 5.06%
  • GF Value™: €3.67 vs. price of €3.24 (11.7% below fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the XMAD:YTST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Testa Residencial Socimi Business Description

Industry Real EstateREITs
Address Paseo de la Castellana 257, Planta 2, Madrid, ESP, 28046
Testa Residencial Socimi SA is a real estate investment trust. The company is a property company in the rental housing sector. Its portfolio includes residential and retail properties.
63GF Score

Get the complete analysis for XMAD:YTST

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.24
Price
€3.67
GF Value