Sampada Laghubitta Bittiyanstha (XNEP:SMPDA) Effective Interest Rate on Debt %: 0.00% (As of . 20)

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XNEP:SMPDA Sampada Laghubitta Bittiya Sanstha Ltd XNEP:SMPDA
37 GF Score
Price NPR746.00
! 1 Warning Sign
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What is Sampada Laghubitta Bittiyanstha Effective Interest Rate on Debt %?

Sampada Laghubitta Bittiyanstha XNEP:SMPDA -0.52% 37 Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus rates XNEP:SMPDA with a GF Score™ of 37/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sampada Laghubitta Bittiyanstha's annualized positive value of Interest Expense for the quarter that ended in . 20 was NPR Mil. Sampada Laghubitta Bittiyanstha's average total debt for the quarter that ended in . 20 was NPR Mil. Therefore, Sampada Laghubitta Bittiyanstha's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.


Sampada Laghubitta Bittiyanstha  (XNEP:SMPDA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sampada Laghubitta Bittiyanstha Effective Interest Rate on Debt % Related Terms


Sampada Laghubitta Bittiyanstha Effective Interest Rate on Debt % Historical Data

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The historical data trend for Sampada Laghubitta Bittiyanstha's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampada Laghubitta Bittiyanstha Effective Interest Rate on Debt % Chart

Sampada Laghubitta Bittiyanstha Annual Data
Trend
Effective Interest Rate on Debt %

Sampada Laghubitta Bittiyanstha Semi-Annual Data
Effective Interest Rate on Debt %

Sampada Laghubitta Bittiyanstha Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, Sampada Laghubitta Bittiyanstha's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampada Laghubitta Bittiyanstha Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Sampada Laghubitta Bittiyanstha's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sampada Laghubitta Bittiyanstha's Effective Interest Rate on Debt % falls into.


XNEP:SMPDA
37GF Score
Sampada Laghubitta Bittiya Sanstha Ltd XNEP:SMPDA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sampada Laghubitta Bittiyanstha Effective Interest Rate on Debt % Calculation

Sampada Laghubitta Bittiyanstha's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Sampada Laghubitta Bittiyanstha's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Sampada Laghubitta Bittiyanstha (XNEP:SMPDA) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sampada Laghubitta Bittiyanstha and its competitors.
Is Sampada Laghubitta Bittiyanstha's Effective Interest Rate on Debt % too high?
Sampada Laghubitta Bittiyanstha's current Effective Interest Rate on Debt % is 0.00%. Overall, Sampada Laghubitta Bittiyanstha has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Sampada Laghubitta Bittiyanstha's Effective Interest Rate on Debt % compare to competitors?
Sampada Laghubitta Bittiyanstha's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sampada Laghubitta Bittiyanstha and its competitors. Sampada Laghubitta Bittiyanstha's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampada Laghubitta Bittiyanstha stock overvalued right now?
Sampada Laghubitta Bittiyanstha (XNEP:SMPDA) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Sampada Laghubitta Bittiyanstha's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sampada Laghubitta Bittiyanstha (XNEP:SMPDA), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sampada Laghubitta Bittiyanstha Business Description

Address Gaindakot Municipality-5, Nawalparasi East, Gaindakot, NPL
Sampada Laghubitta Bittiya Sanstha Ltd provides laghubitta services to poor and needy families living in rural areas who are economically disadvantaged and have limited access to banking services. Its services include saving services, loan services and remittance services. The Company operates across the geographical segments of Koshi Province, Madhesh Pradesh, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province.
37GF Score

Get the complete analysis for XNEP:SMPDA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR746.00
Price