Mare Nostrum (XPAR:ALMAR) Effective Interest Rate on Debt %: -4.20% (As of Dec. 2025)

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XPAR:ALMAR Mare Nostrum XPAR:ALMAR
44 GF Score
Price €0.58
GF Value €0.45
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Mare Nostrum Effective Interest Rate on Debt %?

Mare Nostrum XPAR:ALMAR -1.69% 44 Effective Interest Rate on Debt % is -4.20% as of Dec. 2025. GuruFocus rates XPAR:ALMAR with a GF Score™ of 44/100 and a GF Value™ of €0.45 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mare Nostrum's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €-0.6 Mil. Mare Nostrum's average total debt for the quarter that ended in Dec. 2025 was €13.3 Mil. Therefore, Mare Nostrum's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was -4.20%.


Mare Nostrum  (XPAR:ALMAR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mare Nostrum Effective Interest Rate on Debt % Related Terms


Mare Nostrum Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mare Nostrum's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mare Nostrum Effective Interest Rate on Debt % Chart

Mare Nostrum Annual Data
Trend Nov16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 2.18 1.71 5.97 2.60 -0.49

Mare Nostrum Semi-Annual Data
Dec16 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.13 5.74 -0.50 2.03 -4.20

XPAR:ALMAR vs KFY, RHI, TNET: Effective Interest Rate on Debt % Comparison

For the Staffing & Employment Services subindustry, Mare Nostrum's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mare Nostrum Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Mare Nostrum's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mare Nostrum's Effective Interest Rate on Debt % falls into.


XPAR:ALMAR
44GF Score
Mare Nostrum XPAR:ALMAR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mare Nostrum Effective Interest Rate on Debt % Calculation

Mare Nostrum's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0.066/( (21.162+5.705)/ 2 )
=-1  *  0.066/13.4335
=-0.49 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.18 + 3.982
=21.162

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.756 + 1.949
=5.705

Mare Nostrum's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0.558/( (20.891+5.705)/ 2 )
=-1  *  0.558/13.298
=-4.20 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.056 + 3.835
=20.891

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.756 + 1.949
=5.705

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -4.20% mean?
Mare Nostrum (XPAR:ALMAR) has a Effective Interest Rate on Debt % of -4.20% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mare Nostrum and its competitors.
Is Mare Nostrum's Effective Interest Rate on Debt % too high?
Mare Nostrum's current Effective Interest Rate on Debt % is -4.20%. Overall, Mare Nostrum has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mare Nostrum's Effective Interest Rate on Debt % compare to KFY and RHI?
Mare Nostrum's Effective Interest Rate on Debt % of -4.20% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mare Nostrum and its competitors. Mare Nostrum's current Effective Interest Rate on Debt % is -4.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mare Nostrum stock overvalued right now?
Based on GuruFocus' analysis, Mare Nostrum (XPAR:ALMAR) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.45, compared to a current price of €0.58 — trading 28.9% above its estimated fair value. The current Effective Interest Rate on Debt % is -4.20%. Mare Nostrum's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mare Nostrum (XPAR:ALMAR), the current Effective Interest Rate on Debt % is -4.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mare Nostrum (XPAR:ALMAR) Overvalued in 2026?

Based on GuruFocus' analysis, Mare Nostrum stock appears to be overvalued. The current stock price of €0.58 is trading 28.9% above its estimated GF Value™ of €0.45. GuruFocus considers Mare Nostrum to be Modestly Overvalued.

Key valuation signals for XPAR:ALMAR:

  • Effective Interest Rate on Debt %: -4.20%
  • GF Value™: €0.45 vs. price of €0.58 (28.9% above fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the XPAR:ALMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mare Nostrum Business Description

Other Exchanges 6C0:Germany
Address 9 avenue de Constantine, Grenoble, FRA, 38100
Mare Nostrum is engaged in human resources management. The company provides temporary work, recruitment, training as well as payroll and professional mobility.
44GF Score

Get the complete analysis for XPAR:ALMAR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.58
Price
€0.45
GF Value