Imalliance (XPAR:MLIML) Effective Interest Rate on Debt %: 9.88% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:MLIML Imalliance SA XPAR:MLIML
32 GF Score
Price €0.35
GF Value €0.23
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Imalliance Effective Interest Rate on Debt %?

Imalliance XPAR:MLIML +9.38% 32 Effective Interest Rate on Debt % is 9.88% as of Dec. 2025. GuruFocus rates XPAR:MLIML with a GF Score™ of 32/100 and a GF Value™ of €0.23 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Imalliance's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.04 Mil. Imalliance's average total debt for the quarter that ended in Dec. 2025 was €0.42 Mil. Therefore, Imalliance's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 9.88%.


Imalliance  (XPAR:MLIML) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Imalliance Effective Interest Rate on Debt % Related Terms


Imalliance Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Imalliance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Imalliance Effective Interest Rate on Debt % Chart

Imalliance Annual Data
Trend Dec15 Dec16 Dec17 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 14.84 2.12 0.51 0.38 9.88

Imalliance Semi-Annual Data
Dec15 Dec16 Dec17 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 14.84 2.12 0.51 0.38 9.88

XPAR:MLIML vs NYT, WLY: Effective Interest Rate on Debt % Comparison

For the Publishing subindustry, Imalliance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Imalliance Effective Interest Rate on Debt % vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Imalliance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Imalliance's Effective Interest Rate on Debt % falls into.


XPAR:MLIML
32GF Score
Imalliance SA XPAR:MLIML
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Imalliance Effective Interest Rate on Debt % Calculation

Imalliance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.041/( (0.408+0.422)/ 2 )
=-1  *  -0.041/0.415
=9.88 %

where

Imalliance's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.041/( (0.408+0.422)/ 2 )
=-1  *  -0.041/0.415
=9.88 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.88% mean?
Imalliance (XPAR:MLIML) has a Effective Interest Rate on Debt % of 9.88% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Imalliance and its competitors.
Is Imalliance's Effective Interest Rate on Debt % too high?
Imalliance's current Effective Interest Rate on Debt % is 9.88%. Overall, Imalliance has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Imalliance's Effective Interest Rate on Debt % compare to NYT and WLY?
Imalliance's Effective Interest Rate on Debt % of 9.88% can be compared against companies in the Media - Diversified industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Media - Diversified company?
A good Effective Interest Rate on Debt % depends on the Media - Diversified industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Imalliance and its competitors. Imalliance's current Effective Interest Rate on Debt % is 9.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Imalliance stock overvalued right now?
Based on GuruFocus' analysis, Imalliance (XPAR:MLIML) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.23, compared to a current price of €0.35 — trading 52.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.88%. Imalliance's overall GF Score™ is 32/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Imalliance (XPAR:MLIML), the current Effective Interest Rate on Debt % is 9.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Imalliance (XPAR:MLIML) Overvalued in 2026?

Based on GuruFocus' analysis, Imalliance stock appears to be overvalued. The current stock price of €0.35 is trading 52.2% above its estimated GF Value™ of €0.23. GuruFocus considers Imalliance to be Significantly Overvalued.

Key valuation signals for XPAR:MLIML:

  • Effective Interest Rate on Debt %: 9.88%
  • GF Value™: €0.23 vs. price of €0.35 (52.2% above fair value)
  • GF Score™: 32/100 with 3 warning signs

No single metric tells the full story. See the XPAR:MLIML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Imalliance Business Description

Address 5 rue Paul Bert, Cap St-Ouen, Saint-Ouen, FRA, 94300
Imalliance SA specializes in editing and publishing catalogs, annual reports, training materials, press releases, newspapers, books, and other advertising documents. The company acts as a platform for content production and multi-format creation in the photo, web, and video fields.
32GF Score

Get the complete analysis for XPAR:MLIML

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.35
Price
€0.23
GF Value