Pluxee NV (XPAR:PLX) Effective Interest Rate on Debt %: 7.15% (As of Feb. 2026)


XPAR:PLX Pluxee NV XPAR:PLX
21 GF Score
Price €12.31
! 3 Warning Signs
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What is Pluxee NV Effective Interest Rate on Debt %?

Pluxee NV XPAR:PLX -2.22% 21 Effective Interest Rate on Debt % is 7.15% as of Feb. 2026. GuruFocus rates XPAR:PLX with a GF Score™ of 21/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pluxee NV's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was €48 Mil. Pluxee NV's average total debt for the quarter that ended in Feb. 2026 was €671 Mil. Therefore, Pluxee NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 7.15%.

Pluxee NV  (XPAR:PLX) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Pluxee NV Effective Interest Rate on Debt % Related Terms

Pluxee NV Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pluxee NV's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pluxee NV Effective Interest Rate on Debt % Chart

Pluxee NV Annual Data
Trend Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
0.30 0.68 2.15 4.18 3.93

Pluxee NV Semi-Annual Data
Aug21 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 6.67 9.28 3.95 3.81 7.15

XPAR:PLX vs CTAS, CPRT, ULS: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, Pluxee NV's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pluxee NV Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Pluxee NV's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pluxee NV's Effective Interest Rate on Debt % falls into.


XPAR:PLX
21GF Score
Pluxee NV XPAR:PLX
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pluxee NV Effective Interest Rate on Debt % Calculation

Pluxee NV's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -48/( (1179+1266)/ 2 )
=-1  *  -48/1222.5
=3.93 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1142 + 37
=1179

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1136 + 130
=1266

Pluxee NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -48/( (1266+76)/ 2 )
=-1  *  -48/671
=7.15 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1136 + 130
=1266

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=43 + 33
=76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.15% mean?
Pluxee NV (XPAR:PLX) has a Effective Interest Rate on Debt % of 7.15% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pluxee NV and its competitors.
Is Pluxee NV's Effective Interest Rate on Debt % too high?
Pluxee NV's current Effective Interest Rate on Debt % is 7.15%. Overall, Pluxee NV has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Pluxee NV's Effective Interest Rate on Debt % compare to CTAS and CPRT?
Pluxee NV's Effective Interest Rate on Debt % of 7.15% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pluxee NV and its competitors. Pluxee NV's current Effective Interest Rate on Debt % is 7.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pluxee NV stock overvalued right now?
Pluxee NV (XPAR:PLX) has a current Effective Interest Rate on Debt % of 7.15%. The current Effective Interest Rate on Debt % is 7.15%. Pluxee NV's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pluxee NV (XPAR:PLX), the current Effective Interest Rate on Debt % is 7.15% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pluxee NV Business Description

Address 16 rue du Passeur de Boulogne, Issy-les-Moulineaux, Paris, FRA, 92130
Pluxee NV is a company providing employee benefits and engagement. The company offers products and services focused on their real daily needs from meal orders to expense reports and well-being. The company's operating segments include: Continental Europe; Latin America; and Rest of the world. It derives maximum revenue from Continental Europe. Geographically, the company derives maximum revenue from Brazil.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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