Mmcite AS (XPRA:MMCTE) Effective Interest Rate on Debt %: 4.97% (As of Dec. 2025)

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XPRA:MMCTE Mmcite AS XPRA:MMCTE
38 GF Score
Price Kč163.00
GF Value Kč282.91
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Mmcite AS Effective Interest Rate on Debt %?

Mmcite AS XPRA:MMCTE -1.21% 38 Effective Interest Rate on Debt % is 4.97% as of Dec. 2025. GuruFocus rates XPRA:MMCTE with a GF Score™ of 38/100 and a GF Value™ of Kč282.91 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mmcite AS's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was Kč6.3 Mil. Mmcite AS's average total debt for the quarter that ended in Dec. 2025 was Kč126.0 Mil. Therefore, Mmcite AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.97%.


Mmcite AS  (XPRA:MMCTE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mmcite AS Effective Interest Rate on Debt % Related Terms


Mmcite AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mmcite AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mmcite AS Effective Interest Rate on Debt % Chart

Mmcite AS Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
5.99 7.69 5.77 4.97

Mmcite AS Semi-Annual Data
Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % 5.99 7.69 5.77 4.97

XPRA:MMCTE vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Mmcite AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mmcite AS Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Mmcite AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mmcite AS's Effective Interest Rate on Debt % falls into.


XPRA:MMCTE
38GF Score
Mmcite AS XPRA:MMCTE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mmcite AS Effective Interest Rate on Debt % Calculation

Mmcite AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.258/( (124.298+127.612)/ 2 )
=-1  *  -6.258/125.955
=4.97 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.5 + 114.798
=124.298

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.23 + 119.382
=127.612

Mmcite AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -6.258/( (124.298+127.612)/ 2 )
=-1  *  -6.258/125.955
=4.97 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.5 + 114.798
=124.298

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.23 + 119.382
=127.612

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.97% mean?
Mmcite AS (XPRA:MMCTE) has a Effective Interest Rate on Debt % of 4.97% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mmcite AS and its competitors.
Is Mmcite AS's Effective Interest Rate on Debt % too high?
Mmcite AS's current Effective Interest Rate on Debt % is 4.97%. Overall, Mmcite AS has a GF Score™ of 38/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mmcite AS's Effective Interest Rate on Debt % compare to SN and SGI?
Mmcite AS's Effective Interest Rate on Debt % of 4.97% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mmcite AS and its competitors. Mmcite AS's current Effective Interest Rate on Debt % is 4.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mmcite AS stock overvalued right now?
Based on GuruFocus' analysis, Mmcite AS (XPRA:MMCTE) is currently considered Significantly Undervalued. The stock's GF Value™ is Kč282.91, compared to a current price of Kč163.00 — trading 42.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.97%. Mmcite AS's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mmcite AS (XPRA:MMCTE), the current Effective Interest Rate on Debt % is 4.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mmcite AS (XPRA:MMCTE) Overvalued in 2026?

Based on GuruFocus' analysis, Mmcite AS stock appears to be undervalued. The current stock price of Kč163.00 is trading 42.4% below its estimated GF Value™ of Kč282.91. GuruFocus considers Mmcite AS to be Significantly Undervalued.

Key valuation signals for XPRA:MMCTE:

  • Effective Interest Rate on Debt %: 4.97%
  • GF Value™: Kč282.91 vs. price of Kč163.00 (42.4% below fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the XPRA:MMCTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mmcite AS Business Description

Address Vinohradska 907, Maratice, Uherske Hradište, CZE, 686 05
Mmcite AS is a company that specializes in design and construction projects for public spaces. Their range of products and services includes the design and realization of both transportation terminals and street furniture, for example such as benches, litter bins, rails and cycle stands. Within the industry of street furniture, it is one of the first manufactures in the world to introduce products created by 3D concrete printing.
38GF Score

Get the complete analysis for XPRA:MMCTE

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč163.00
Price
Kč282.91
GF Value