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Berkshire Hathaway (XSWX:BRK) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Berkshire Hathaway Effective Interest Rate on Debt % Related Terms
Berkshire Hathaway Effective Interest Rate on Debt % Historical Data
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The historical data trend for Berkshire Hathaway's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Berkshire Hathaway Effective Interest Rate on Debt % Chart
XSWX:BRK vs AIG, HIG, ACGL: Effective Interest Rate on Debt % Comparison
For the Insurance - Diversified subindustry, Berkshire Hathaway's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Berkshire Hathaway Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Berkshire Hathaway's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Berkshire Hathaway's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.01% mean?
Berkshire Hathaway (XSWX:BRK) has a Effective Interest Rate on Debt % of 4.01% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Berkshire Hathaway and its competitors.
Is Berkshire Hathaway's Effective Interest Rate on Debt % too high?
Berkshire Hathaway's current Effective Interest Rate on Debt % is 4.01%. Overall, Berkshire Hathaway has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Berkshire Hathaway's Effective Interest Rate on Debt % compare to AIG and HIG?
Berkshire Hathaway's Effective Interest Rate on Debt % of 4.01% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Berkshire Hathaway and its competitors. Berkshire Hathaway's current Effective Interest Rate on Debt % is 4.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berkshire Hathaway stock overvalued right now?
Based on GuruFocus' analysis, Berkshire Hathaway (XSWX:BRK) is currently considered Fairly Valued. The stock's GF Value™ is CHF433.71, compared to a current price of CHF398.20 — trading 8.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.01%. Berkshire Hathaway's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Berkshire Hathaway (XSWX:BRK), the current Effective Interest Rate on Debt % is 4.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Berkshire Hathaway (XSWX:BRK) Overvalued in 2026?
Based on GuruFocus' analysis, Berkshire Hathaway stock appears to be undervalued.
The current stock price of CHF398.20 is trading 8.2% below its estimated GF Value™ of CHF433.71.
GuruFocus considers Berkshire Hathaway to be Fairly Valued.
Key valuation signals for XSWX:BRK:
Effective Interest Rate on Debt %: 4.01%
GF Value™: CHF433.71 vs. price of CHF398.20 (8.2% below fair value)
No single metric tells the full story. See the XSWX:BRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Berkshire Hathaway is a holding company with a wide array of subsidiaries engaged in diverse activities. The firm's core business segment is insurance, run primarily through Geico, Berkshire Hathaway Reinsurance Group, and Berkshire Hathaway Primary Group. Berkshire has used the excess cash thrown off from its operations to acquire Burlington Northern Santa Fe (railroad), Berkshire Hathaway Energy (utilities and energy distributors), and the companies that make up its manufacturing, service, and retailing operations (which include Precision Castparts, Lubrizol, Clayton Homes, Marmon, and IMC/ISCAR). The conglomerate is unique in that it is run on a completely decentralized basis. Berkshire generated close to $371.4 billion in operating revenue in during 2025.
73GF Score
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