BVZ Holding AG (XSWX:BVZN) Effective Interest Rate on Debt %: 1.64% (As of Dec. 2025)

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XSWX:BVZN BVZ Holding AG XSWX:BVZN
64 GF Score
Price CHF1,700.00
GF Value CHF1,198.80
Valuation Significantly Overvalued
! 6 Warning Signs
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What is BVZ Holding AG Effective Interest Rate on Debt %?

BVZ Holding AG XSWX:BVZN -1.73% 64 Effective Interest Rate on Debt % is 1.64% as of Dec. 2025. GuruFocus rates XSWX:BVZN with a GF Score™ of 64/100 and a GF Value™ of CHF1,198.80 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. BVZ Holding AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF6.3 Mil. BVZ Holding AG's average total debt for the quarter that ended in Dec. 2025 was CHF384.3 Mil. Therefore, BVZ Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.64%.


BVZ Holding AG  (XSWX:BVZN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


BVZ Holding AG Effective Interest Rate on Debt % Related Terms


BVZ Holding AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for BVZ Holding AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BVZ Holding AG Effective Interest Rate on Debt % Chart

BVZ Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.24 1.46 1.61 1.59

BVZ Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.57 1.57 1.67 1.55 1.64

XSWX:BVZN vs UNP, CSX, NSC: Effective Interest Rate on Debt % Comparison

For the Railroads subindustry, BVZ Holding AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BVZ Holding AG Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, BVZ Holding AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where BVZ Holding AG's Effective Interest Rate on Debt % falls into.


XSWX:BVZN
64GF Score
BVZ Holding AG XSWX:BVZN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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BVZ Holding AG Effective Interest Rate on Debt % Calculation

BVZ Holding AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.208/( (399.779+379.651)/ 2 )
=-1  *  -6.208/389.715
=1.59 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=382.4 + 17.379
=399.779

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=361.945 + 17.706
=379.651

BVZ Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -6.302/( (388.883+379.651)/ 2 )
=-1  *  -6.302/384.267
=1.64 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=367.554 + 21.329
=388.883

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=361.945 + 17.706
=379.651

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.64% mean?
BVZ Holding AG (XSWX:BVZN) has a Effective Interest Rate on Debt % of 1.64% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on BVZ Holding AG and its competitors.
Is BVZ Holding AG's Effective Interest Rate on Debt % too high?
BVZ Holding AG's current Effective Interest Rate on Debt % is 1.64%. Overall, BVZ Holding AG has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BVZ Holding AG's Effective Interest Rate on Debt % compare to UNP and CSX?
BVZ Holding AG's Effective Interest Rate on Debt % of 1.64% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on BVZ Holding AG and its competitors. BVZ Holding AG's current Effective Interest Rate on Debt % is 1.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BVZ Holding AG stock overvalued right now?
Based on GuruFocus' analysis, BVZ Holding AG (XSWX:BVZN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF1,198.80, compared to a current price of CHF1,700.00 — trading 41.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.64%. BVZ Holding AG's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For BVZ Holding AG (XSWX:BVZN), the current Effective Interest Rate on Debt % is 1.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BVZ Holding AG (XSWX:BVZN) Overvalued in 2026?

Based on GuruFocus' analysis, BVZ Holding AG stock appears to be overvalued. The current stock price of CHF1,700.00 is trading 41.8% above its estimated GF Value™ of CHF1,198.80. GuruFocus considers BVZ Holding AG to be Significantly Overvalued.

Key valuation signals for XSWX:BVZN:

  • Effective Interest Rate on Debt %: 1.64%
  • GF Value™: CHF1,198.80 vs. price of CHF1,700.00 (41.8% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the XSWX:BVZN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BVZ Holding AG Business Description

Other Exchanges 5K5:Germany
Address Bahnhofplatz 7, Brig, CHE, 3900
BVZ Holding AG is Switzerland based firm with its subsidiaries operates a railroad. The Company runs a mountain railway that provides the only access to Zermatt, where road traffic is banned. It is also involved in real estate business.
64GF Score

Get the complete analysis for XSWX:BVZN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF1,700.00
Price
CHF1,198.80
GF Value