Plazza AG (XSWX:PLAN) Effective Interest Rate on Debt %: 1.60% (As of Dec. 2025)

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XSWX:PLAN Plazza AG XSWX:PLAN
74 GF Score
Price CHF434.00
GF Value CHF371.10
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Plazza AG Effective Interest Rate on Debt %?

Plazza AG XSWX:PLAN -0.23% 74 Effective Interest Rate on Debt % is 1.60% as of Dec. 2025. GuruFocus rates XSWX:PLAN with a GF Score™ of 74/100 and a GF Value™ of CHF371.10 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Plazza AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF5.11 Mil. Plazza AG's average total debt for the quarter that ended in Dec. 2025 was CHF319.11 Mil. Therefore, Plazza AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.60%.


Plazza AG  (XSWX:PLAN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Plazza AG Effective Interest Rate on Debt % Related Terms


Plazza AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Plazza AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plazza AG Effective Interest Rate on Debt % Chart

Plazza AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.31 0.84 1.65 1.67

Plazza AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.87 0.83 2.31 1.62 1.60

Plazza AG Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Diversified subindustry, Plazza AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plazza AG Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Plazza AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Plazza AG's Effective Interest Rate on Debt % falls into.


XSWX:PLAN
74GF Score
Plazza AG XSWX:PLAN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Plazza AG Effective Interest Rate on Debt % Calculation

Plazza AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.813/( (249.658+327.527)/ 2 )
=-1  *  -4.813/288.5925
=1.67 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=249.658 + 0
=249.658

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=249.727 + 77.8
=327.527

Plazza AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -5.108/( (310.693+327.527)/ 2 )
=-1  *  -5.108/319.11
=1.60 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=249.693 + 61
=310.693

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=249.727 + 77.8
=327.527

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.60% mean?
Plazza AG (XSWX:PLAN) has a Effective Interest Rate on Debt % of 1.60% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Plazza AG and its competitors.
Is Plazza AG's Effective Interest Rate on Debt % too high?
Plazza AG's current Effective Interest Rate on Debt % is 1.60%. Overall, Plazza AG has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plazza AG's Effective Interest Rate on Debt % compare to competitors?
Plazza AG's Effective Interest Rate on Debt % of 1.60% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Plazza AG and its competitors. Plazza AG's current Effective Interest Rate on Debt % is 1.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plazza AG stock overvalued right now?
Based on GuruFocus' analysis, Plazza AG (XSWX:PLAN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF371.10, compared to a current price of CHF434.00 — trading 16.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.60%. Plazza AG's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Plazza AG (XSWX:PLAN), the current Effective Interest Rate on Debt % is 1.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plazza AG (XSWX:PLAN) Overvalued in 2026?

Based on GuruFocus' analysis, Plazza AG stock appears to be overvalued. The current stock price of CHF434.00 is trading 16.9% above its estimated GF Value™ of CHF371.10. GuruFocus considers Plazza AG to be Modestly Overvalued.

Key valuation signals for XSWX:PLAN:

  • Effective Interest Rate on Debt %: 1.60%
  • GF Value™: CHF371.10 vs. price of CHF434.00 (16.9% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the XSWX:PLAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plazza AG Business Description

Other Exchanges PLANz:UK0R8X:UK2PZ:Germany
Address Sieberstrasse 5, Zurich, CHE, 8055
Plazza AG is engaged in planning, building, managing and sell of real estate projects in Switzerland. The Company's portfolio include residential, commercial and office properties. Real estate investment business is engaged in buying and selling of all properties. It has projects in the economic centers of Zurich and Lausanne.
74GF Score

Get the complete analysis for XSWX:PLAN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF434.00
Price
CHF371.10
GF Value