SHL Telemedicine (XSWX:SHLTN) Effective Interest Rate on Debt %: 2.06% (As of Dec. 2025)

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XSWX:SHLTN SHL Telemedicine Ltd XSWX:SHLTN
52 GF Score
Price CHF1.08
GF Value CHF2.62
Valuation Possible Value Trap
! 6 Warning Signs
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What is SHL Telemedicine Effective Interest Rate on Debt %?

SHL Telemedicine XSWX:SHLTN 52 Effective Interest Rate on Debt % is 2.06% as of Dec. 2025. GuruFocus rates XSWX:SHLTN with a GF Score™ of 52/100 and a GF Value™ of CHF2.62 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SHL Telemedicine's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF0.23 Mil. SHL Telemedicine's average total debt for the quarter that ended in Dec. 2025 was CHF11.06 Mil. Therefore, SHL Telemedicine's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.06%.


SHL Telemedicine  (XSWX:SHLTN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SHL Telemedicine Effective Interest Rate on Debt % Related Terms


SHL Telemedicine Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SHL Telemedicine's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SHL Telemedicine Effective Interest Rate on Debt % Chart

SHL Telemedicine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.27 3.51 5.33 6.34 6.25

SHL Telemedicine Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.30 8.82 3.55 10.36 2.06

XSWX:SHLTN vs VEEV, BTSG, HQY: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, SHL Telemedicine's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SHL Telemedicine Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, SHL Telemedicine's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SHL Telemedicine's Effective Interest Rate on Debt % falls into.


XSWX:SHLTN
52GF Score
SHL Telemedicine Ltd XSWX:SHLTN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SHL Telemedicine Effective Interest Rate on Debt % Calculation

SHL Telemedicine's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.775/( (14.371+10.431)/ 2 )
=-1  *  -0.775/12.401
=6.25 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.504 + 3.867
=14.371

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.051 + 3.38
=10.431

SHL Telemedicine's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.228/( (11.689+10.431)/ 2 )
=-1  *  -0.228/11.06
=2.06 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.93 + 3.759
=11.689

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.051 + 3.38
=10.431

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.06% mean?
SHL Telemedicine (XSWX:SHLTN) has a Effective Interest Rate on Debt % of 2.06% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SHL Telemedicine and its competitors.
Is SHL Telemedicine's Effective Interest Rate on Debt % too high?
SHL Telemedicine's current Effective Interest Rate on Debt % is 2.06%. Overall, SHL Telemedicine has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SHL Telemedicine's Effective Interest Rate on Debt % compare to VEEV and BTSG?
SHL Telemedicine's Effective Interest Rate on Debt % of 2.06% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SHL Telemedicine and its competitors. SHL Telemedicine's current Effective Interest Rate on Debt % is 2.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SHL Telemedicine stock overvalued right now?
Based on GuruFocus' analysis, SHL Telemedicine (XSWX:SHLTN) is currently considered Possible Value Trap. The stock's GF Value™ is CHF2.62, compared to a current price of CHF1.08 — trading 58.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.06%. SHL Telemedicine's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SHL Telemedicine (XSWX:SHLTN), the current Effective Interest Rate on Debt % is 2.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SHL Telemedicine (XSWX:SHLTN) Overvalued in 2026?

Based on GuruFocus' analysis, SHL Telemedicine stock appears to be undervalued. The current stock price of CHF1.08 is trading 58.8% below its estimated GF Value™ of CHF2.62. GuruFocus considers SHL Telemedicine to be Possible Value Trap.

Key valuation signals for XSWX:SHLTN:

  • Effective Interest Rate on Debt %: 2.06%
  • GF Value™: CHF2.62 vs. price of CHF1.08 (58.8% below fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the XSWX:SHLTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SHL Telemedicine Business Description

Other Exchanges 0QMX:UK
Address 90 Yigal Alon Street, Tel Aviv, ISR, 67891
SHL Telemedicine Ltd develops and markets personal telemedicine solutions. The company consists of the transmission of medical data by an individual, from a remote location to a medical call center, through telecommunication networks. The company provides healthcare professional solutions to patients suffering from congestive heart failure, chronic obstructive pulmonary disease, and readmission solutions for reducing heart-related readmissions. In addition, consumer solutions include cardiac monitoring services. The company's geographical segments are Israel, Europe, and the rest of the world, out of which majority of revenue comes from Israel.
52GF Score

Get the complete analysis for XSWX:SHLTN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF1.08
Price
CHF2.62
GF Value