Snowflake (XSWX:SNOW) Effective Interest Rate on Debt %: 0.30% (As of Apr. 2026)


XSWX:SNOW Snowflake Inc XSWX:SNOW
56 GF Score
Price CHF216.15
GF Value CHF228.38
Valuation Fairly Valued
! 4 Warning Signs
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What is Snowflake Effective Interest Rate on Debt %?

Snowflake XSWX:SNOW +2.10% 56 Effective Interest Rate on Debt % is 0.30% as of Apr. 2026. GuruFocus rates XSWX:SNOW with a GF Score™ of 56/100 and a GF Value™ of CHF228.38 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Snowflake's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was CHF7 Mil. Snowflake's average total debt for the quarter that ended in Apr. 2026 was CHF2,174 Mil. Therefore, Snowflake's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 0.30%.


Snowflake  (XSWX:SNOW) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Snowflake Effective Interest Rate on Debt % Related Terms


Snowflake Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Snowflake's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Snowflake Effective Interest Rate on Debt % Chart

Snowflake Annual Data
Trend Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.00 0.00 0.00 0.19 0.28

Snowflake Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 0.30 0.31 0.30 0.30

XSWX:SNOW vs DDOG, ADP, ADBE: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Snowflake's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Snowflake Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Snowflake's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Snowflake's Effective Interest Rate on Debt % falls into.


XSWX:SNOW
56GF Score
Snowflake Inc XSWX:SNOW
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Snowflake Effective Interest Rate on Debt % Calculation

Snowflake's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -6.55/( (2442.522+2163.836)/ 2 )
=-1  *  -6.55/2303.179
=0.28 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2409.846 + 32.676
=2442.522

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2124.683 + 39.153
=2163.836

Snowflake's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -6.552/( (2163.836+2183.302)/ 2 )
=-1  *  -6.552/2173.569
=0.30 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2124.683 + 39.153
=2163.836

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2139.367 + 43.935
=2183.302

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.30% mean?
Snowflake (XSWX:SNOW) has a Effective Interest Rate on Debt % of 0.30% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Snowflake and its competitors.
Is Snowflake's Effective Interest Rate on Debt % too high?
Snowflake's current Effective Interest Rate on Debt % is 0.30%. Overall, Snowflake has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Snowflake's Effective Interest Rate on Debt % compare to DDOG and ADP?
Snowflake's Effective Interest Rate on Debt % of 0.30% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Snowflake and its competitors. Snowflake's current Effective Interest Rate on Debt % is 0.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Snowflake stock overvalued right now?
Based on GuruFocus' analysis, Snowflake (XSWX:SNOW) is currently considered Fairly Valued. The stock's GF Value™ is CHF228.38, compared to a current price of CHF216.15 — trading 5.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.30%. Snowflake's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Snowflake (XSWX:SNOW), the current Effective Interest Rate on Debt % is 0.30% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Snowflake (XSWX:SNOW) Overvalued in 2026?

Based on GuruFocus' analysis, Snowflake stock appears to be undervalued. The current stock price of CHF216.15 is trading 5.4% below its estimated GF Value™ of CHF228.38. GuruFocus considers Snowflake to be Fairly Valued.

Key valuation signals for XSWX:SNOW:

  • Effective Interest Rate on Debt %: 0.30%
  • GF Value™: CHF228.38 vs. price of CHF216.15 (5.4% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the XSWX:SNOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Snowflake Business Description

Address 135 Constitution Drive, Menlo Park, CA, USA, 94025
Founded in 2012, Snowflake is a fully managed platform that consolidates data hosted on different public clouds for centralized analytics and governance. Snowflake's cloud-native architecture allows users to independently scale the compute and storage layers, providing customers with optimized performance at lower costs. The company's data lake and data warehouse products support a variety of use cases, including business analytics, data engineering, and artificial intelligence. Snowflake is widely used by Fortune 2000 companies in financial services, media, and retail sectors.
56GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF216.15
Price
CHF228.38
GF Value