CPI Property Group (XTER:O5G) Effective Interest Rate on Debt %: 3.63% (As of Mar. 2026)

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XTER:O5G CPI Property Group SA XTER:O5G
49 GF Score
Price €0.74
GF Value €0.73
Valuation Fairly Valued
! 7 Warning Signs
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What is CPI Property Group Effective Interest Rate on Debt %?

CPI Property Group XTER:O5G +0.68% 49 Effective Interest Rate on Debt % is 3.63% as of Mar. 2026. GuruFocus rates XTER:O5G with a GF Score™ of 49/100 and a GF Value™ of €0.73 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CPI Property Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €358 Mil. CPI Property Group's average total debt for the quarter that ended in Mar. 2026 was €9,844 Mil. Therefore, CPI Property Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.63%.


CPI Property Group  (XTER:O5G) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CPI Property Group Effective Interest Rate on Debt % Related Terms


CPI Property Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CPI Property Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CPI Property Group Effective Interest Rate on Debt % Chart

CPI Property Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.95 2.51 3.05 3.39 3.68

CPI Property Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.55 3.69 3.77 3.56 3.63

XTER:O5G vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, CPI Property Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Property Group Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, CPI Property Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CPI Property Group's Effective Interest Rate on Debt % falls into.


XTER:O5G
49GF Score
CPI Property Group SA XTER:O5G
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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CPI Property Group Effective Interest Rate on Debt % Calculation

CPI Property Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -366.9/( (10129.1+9836.8)/ 2 )
=-1  *  -366.9/9982.95
=3.68 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9754.7 + 374.4
=10129.1

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9176.9 + 659.9
=9836.8

CPI Property Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -357.6/( (9836.8+9851.2)/ 2 )
=-1  *  -357.6/9844
=3.63 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9176.9 + 659.9
=9836.8

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8949.9 + 901.3
=9851.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.63% mean?
CPI Property Group (XTER:O5G) has a Effective Interest Rate on Debt % of 3.63% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CPI Property Group and its competitors.
Is CPI Property Group's Effective Interest Rate on Debt % too high?
CPI Property Group's current Effective Interest Rate on Debt % is 3.63%. Overall, CPI Property Group has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CPI Property Group's Effective Interest Rate on Debt % compare to CBRE and BEKE?
CPI Property Group's Effective Interest Rate on Debt % of 3.63% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CPI Property Group and its competitors. CPI Property Group's current Effective Interest Rate on Debt % is 3.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Property Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Property Group (XTER:O5G) is currently considered Fairly Valued. The stock's GF Value™ is €0.73, compared to a current price of €0.74 — trading 0.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.63%. CPI Property Group's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CPI Property Group (XTER:O5G), the current Effective Interest Rate on Debt % is 3.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CPI Property Group (XTER:O5G) Overvalued in 2026?

Based on GuruFocus' analysis, CPI Property Group stock appears to be overvalued. The current stock price of €0.74 is trading 0.7% above its estimated GF Value™ of €0.73. GuruFocus considers CPI Property Group to be Fairly Valued.

Key valuation signals for XTER:O5G:

  • Effective Interest Rate on Debt %: 3.63%
  • GF Value™: €0.73 vs. price of €0.74 (0.7% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the XTER:O5G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CPI Property Group Business Description

Other Exchanges O5G:Germany
Address 40, rue de la Vallee, Luxembourg, LUX, L-2661
CPI Property Group SA is a real estate company. The object of the company is the investment in real estate, thus as the purchase, the sale, the construction, the exploitation, the administration and the letting of real estate as well as the property development, for its own account or through the intermediary of its affiliated companies. Its property portfolio includes office, retail, residential, hotels, and complementary assets. Its business activities include Czech Republic, Berlin, Poland, CPI Europe, S IMMO, and Complementary assets. The majority of the rental income is derived from CPI Europe which operates retail and office portfolio in Austria, the Czech Republic, Poland, Hungary, Romania, Germany and other countries.
49GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.74
Price
€0.73
GF Value