XWELL (XWEL) Effective Interest Rate on Debt %: 0.97% (As of Jun. 2026)

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XWEL XWELL Inc XWEL
27 GF Score
Price $1.04
GF Value $0.86
Valuation Modestly Overvalued
! 4 Warning Signs
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What is XWELL Effective Interest Rate on Debt %?

XWELL XWEL 27 Effective Interest Rate on Debt % is 0.97% as of Jun. 2026. GuruFocus rates XWEL with a GF Score™ of 27/100 and a GF Value™ of $0.86 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. XWELL's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $0.08 Mil. XWELL's average total debt for the quarter that ended in Jun. 2026 was $7.80 Mil. Therefore, XWELL's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.97%.


XWELL  (NAS:XWEL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


XWELL Effective Interest Rate on Debt % Related Terms


XWELL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for XWELL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XWELL Effective Interest Rate on Debt % Chart

XWELL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 3.31 2.54 1.64 1.15

XWELL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 1.31 1.49 2.62 0.97

XWEL vs MBAI, NDRA, BIAF: Effective Interest Rate on Debt % Comparison

For the Diagnostics & Research subindustry, XWELL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XWELL Effective Interest Rate on Debt % vs Medical Diagnostics & Research Industry

For the Medical Diagnostics & Research industry and Healthcare sector, XWELL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where XWELL's Effective Interest Rate on Debt % falls into.


XWEL
27GF Score
XWELL Inc XWEL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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XWELL Effective Interest Rate on Debt % Calculation

XWELL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.134/( (10.767+12.487)/ 2 )
=-1  *  -0.134/11.627
=1.15 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.386 + 2.381
=10.767

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.035 + 5.452
=12.487

XWELL's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.076/( (8.314+7.291)/ 2 )
=-1  *  -0.076/7.8025
=0.97 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.525 + 1.789
=8.314

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.606 + 1.685
=7.291

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.97% mean?
XWELL (XWEL) has a Effective Interest Rate on Debt % of 0.97% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XWELL and its competitors.
Is XWELL's Effective Interest Rate on Debt % too high?
XWELL's current Effective Interest Rate on Debt % is 0.97%. Overall, XWELL has a GF Score™ of 27/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XWELL's Effective Interest Rate on Debt % compare to MBAI and NDRA?
XWELL's Effective Interest Rate on Debt % of 0.97% can be compared against companies in the Medical Diagnostics & Research industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Diagnostics & Research company?
A good Effective Interest Rate on Debt % depends on the Medical Diagnostics & Research industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XWELL and its competitors. XWELL's current Effective Interest Rate on Debt % is 0.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XWELL stock overvalued right now?
Based on GuruFocus' analysis, XWELL (XWEL) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.86, compared to a current price of $1.04 — trading 20.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.97%. XWELL's overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For XWELL (XWEL), the current Effective Interest Rate on Debt % is 0.97% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XWELL (XWEL) Overvalued in 2026?

Based on GuruFocus' analysis, XWELL stock appears to be overvalued. The current stock price of $1.04 is trading 20.9% above its estimated GF Value™ of $0.86. GuruFocus considers XWELL to be Modestly Overvalued.

Key valuation signals for XWEL:

  • Effective Interest Rate on Debt %: 0.97%
  • GF Value™: $0.86 vs. price of $1.04 (20.9% above fair value)
  • GF Score™: 27/100 with 4 warning signs

No single metric tells the full story. See the XWEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


XWELL Business Description

Address 254 West 31st Street, 11th Floor, New York, NY, USA, 10001
XWELL Inc is an international wellness organization dedicated to delivering restorative and health-focused services to travelers through its three reportable operating segments: XpresSpa, XpresTest, and Naples Wax Center. The XpresSpa segment, which generates maximum revenue, operates spa service locations in airports, offering massage, skincare, and travel products. The XpresTest segment provides aircraft wastewater and passenger nasal sampling through the CDC's bio-surveillance program. The Naples Wax Center segment operates six locations offering face and body waxing, skincare services, and cosmetic products. The Company generates maximum revenue from the United States.
27GF Score

Get the complete analysis for XWEL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.04
Price
$0.86
GF Value