Valamar Riviera DD (ZAG:RIVP) Effective Interest Rate on Debt %: 3.99% (As of Jun. 2026)

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ZAG:RIVP Valamar Riviera DD ZAG:RIVP
91 GF Score
Price €8.60
GF Value €6.86
Valuation Modestly Overvalued
! 11 Warning Signs
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What is Valamar Riviera DD Effective Interest Rate on Debt %?

Valamar Riviera DD ZAG:RIVP 91 Effective Interest Rate on Debt % is 3.99% as of Jun. 2026. GuruFocus rates ZAG:RIVP with a GF Score™ of 91/100 and a GF Value™ of €6.86 (Modestly Overvalued). The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Valamar Riviera DD's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €17.0 Mil. Valamar Riviera DD's average total debt for the quarter that ended in Jun. 2026 was €425.4 Mil. Therefore, Valamar Riviera DD's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 3.99%.


Valamar Riviera DD  (ZAG:RIVP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Valamar Riviera DD Effective Interest Rate on Debt % Related Terms


Valamar Riviera DD Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Valamar Riviera DD's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valamar Riviera DD Effective Interest Rate on Debt % Chart

Valamar Riviera DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.15 2.25 2.73 3.93 2.59

Valamar Riviera DD Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.59 3.36 2.87 2.85 3.99

ZAG:RIVP vs MAR, HLT, H: Effective Interest Rate on Debt % Comparison

For the Lodging subindustry, Valamar Riviera DD's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valamar Riviera DD Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Valamar Riviera DD's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Valamar Riviera DD's Effective Interest Rate on Debt % falls into.


ZAG:RIVP
91GF Score
Valamar Riviera DD ZAG:RIVP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Valamar Riviera DD Effective Interest Rate on Debt % Calculation

Valamar Riviera DD's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -11.062/( (413.302+439.957)/ 2 )
=-1  *  -11.062/426.6295
=2.59 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=305.479 + 107.823
=413.302

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=361.071 + 78.886
=439.957

Valamar Riviera DD's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -16.992/( (406.402+444.435)/ 2 )
=-1  *  -16.992/425.4185
=3.99 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=319.341 + 87.061
=406.402

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=377.59 + 66.845
=444.435

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.99% mean?
Valamar Riviera DD (ZAG:RIVP) has a Effective Interest Rate on Debt % of 3.99% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Valamar Riviera DD and its competitors.
Is Valamar Riviera DD's Effective Interest Rate on Debt % too high?
Valamar Riviera DD's current Effective Interest Rate on Debt % is 3.99%. Overall, Valamar Riviera DD has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Valamar Riviera DD's Effective Interest Rate on Debt % compare to MAR and HLT?
Valamar Riviera DD's Effective Interest Rate on Debt % of 3.99% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Valamar Riviera DD and its competitors. Valamar Riviera DD's current Effective Interest Rate on Debt % is 3.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valamar Riviera DD stock overvalued right now?
Based on GuruFocus' analysis, Valamar Riviera DD (ZAG:RIVP) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.86, compared to a current price of €8.60 — trading 25.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.99%. Valamar Riviera DD's overall GF Score™ is 91/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Valamar Riviera DD (ZAG:RIVP), the current Effective Interest Rate on Debt % is 3.99% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valamar Riviera DD (ZAG:RIVP) Overvalued in 2026?

Based on GuruFocus' analysis, Valamar Riviera DD stock appears to be overvalued. The current stock price of €8.60 is trading 25.4% above its estimated GF Value™ of €6.86. GuruFocus considers Valamar Riviera DD to be Modestly Overvalued.

Key valuation signals for ZAG:RIVP:

  • Effective Interest Rate on Debt %: 3.99%
  • GF Value™: €6.86 vs. price of €8.60 (25.4% above fair value)
  • GF Score™: 91/100 with 11 warning signs

No single metric tells the full story. See the ZAG:RIVP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valamar Riviera DD Business Description

Address Stancija Kaligari 1, Porec, HRV, HR-52440
Valamar Riviera DD is a Croatia-based company engaged in the principal business activity of the provision of accommodation in hotels, resorts, and camps, food preparation and catering services as well as the preparation and serving of beverages. The segments of the company are Hotels and apartments, Campsites, and Other business segments, of which key revenue is derived from the Hotels and apartments segment. The company runs a portfolio of hotels and apartments in Porec, Rabac, the Island of Krk, Baska, and others.
91GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.60
Price
€6.86
GF Value