ZEO (Zeo Energy) Effective Interest Rate on Debt %: 3.36% (As of Mar. 2026)


ZEO Zeo Energy Corp ZEO
19 GF Score
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What is Zeo Energy Effective Interest Rate on Debt %?

Zeo Energy ZEO +2.24% 19 Effective Interest Rate on Debt % is 3.36% as of Mar. 2026. GuruFocus rates ZEO with a GF Score™ of 19/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Zeo Energy's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.04 Mil. Zeo Energy's average total debt for the quarter that ended in Mar. 2026 was $1.31 Mil. Therefore, Zeo Energy's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.36%.

Zeo Energy  (NAS:ZEO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Zeo Energy Effective Interest Rate on Debt % Related Terms

Zeo Energy Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Zeo Energy's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zeo Energy Effective Interest Rate on Debt % Chart

Zeo Energy Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 3.58 4.44 8.37 4.76

Zeo Energy Quarterly Data
Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.42 -2.53 11.83 3.61 3.36

ZEO vs BEEM, SMXT, SUNE: Effective Interest Rate on Debt % Comparison

For the Solar subindustry, Zeo Energy's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zeo Energy Effective Interest Rate on Debt % vs Semiconductors Industry

For the Semiconductors industry and Technology sector, Zeo Energy's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Zeo Energy's Effective Interest Rate on Debt % falls into.


ZEO
19GF Score
Zeo Energy Corp ZEO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zeo Energy Effective Interest Rate on Debt % Calculation

Zeo Energy's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.155/( (5.09+1.419)/ 2 )
=-1  *  -0.155/3.2545
=4.76 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.645 + 3.445
=5.09

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.569 + 0.85
=1.419

Zeo Energy's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.044/( (1.419+1.199)/ 2 )
=-1  *  -0.044/1.309
=3.36 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.569 + 0.85
=1.419

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.417 + 0.782
=1.199

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.36% mean?
Zeo Energy (ZEO) has a Effective Interest Rate on Debt % of 3.36% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zeo Energy and its competitors.
Is Zeo Energy's Effective Interest Rate on Debt % too high?
Zeo Energy's current Effective Interest Rate on Debt % is 3.36%. Overall, Zeo Energy has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Zeo Energy's Effective Interest Rate on Debt % compare to BEEM and SMXT?
Zeo Energy's Effective Interest Rate on Debt % of 3.36% can be compared against companies in the Semiconductors industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Semiconductors company?
A good Effective Interest Rate on Debt % depends on the Semiconductors industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zeo Energy and its competitors. Zeo Energy's current Effective Interest Rate on Debt % is 3.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zeo Energy stock overvalued right now?
Zeo Energy (ZEO) has a current Effective Interest Rate on Debt % of 3.36%. The current Effective Interest Rate on Debt % is 3.36%. Zeo Energy's overall GF Score™ is 19/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Zeo Energy (ZEO), the current Effective Interest Rate on Debt % is 3.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Zeo Energy Business Description

Address 7625 Little Road, Suite 200A, New Port Richley, FL, USA, 34654
Zeo Energy Corp is a vertically integrated company offering energy solutions and services that include sales, design, procurement, installation, and maintenance of residential solar energy systems. Many of its solar energy system customers also purchase other energy efficiency-related equipment or services, or roofing services from the company. Zeo Energy's majority customers are located in Florida, Texas, Arkansas, Missouri, Ohio, and Illinois. The company has two operating and reportable segments: Sunergy and Heliogen. Maximum revenue is generated from the Sunergy segment, which includes the design, procurement, installation, and servicing of residential solar photovoltaic systems and related roofing services.
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