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Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.
The historical rank and industry rank for California First Leasing's Efficiency Overhead Ratio % or its related term are showing as below:
CFNB's Efficiency Overhead Ratio % is not ranked *
in the Asset Management industry.
Industry Median: * Ranked among companies with meaningful Efficiency Overhead Ratio % only.
California First Leasing (OTCPK:CFNB) Efficiency Overhead Ratio % Explanation
Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.
An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.
California First Leasing Efficiency Overhead Ratio % Related Terms
California First Leasing Efficiency Overhead Ratio % Historical Data
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The historical data trend for California First Leasing's Efficiency Overhead Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California First Leasing Efficiency Overhead Ratio % Chart
CFNB vs NBH, MXF, RIV: Efficiency Overhead Ratio % Comparison
For the Asset Management subindustry, California First Leasing's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California First Leasing (OTCPK:CFNB) Efficiency Overhead Ratio % Calculation
Efficiency Overhead Ratio % is calculated as
Efficiency Overhead Ratio %
=
Non-interest Expenses
/
Revenue
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Efficiency Overhead Ratio % of 0.00% mean?
California First Leasing (CFNB) has a Efficiency Overhead Ratio % of 0.00% as of Sep. 2019. Efficiency Overhead Ratio for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. View historical data on California First Leasing and its competitors.
Is California First Leasing's Efficiency Overhead Ratio % too high?
California First Leasing's current Efficiency Overhead Ratio % is 0.00%. Overall, California First Leasing has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does California First Leasing's Efficiency Overhead Ratio % compare to NBH and MXF?
California First Leasing's Efficiency Overhead Ratio % of 0.00% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Efficiency Overhead Ratio % for an Asset Management company?
A good Efficiency Overhead Ratio % depends on the Asset Management industry context. However, Efficiency Overhead Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Efficiency Overhead Ratio % mean?
A high Efficiency Overhead Ratio % can signal that a stock is expensive relative to its fundamentals. Efficiency Overhead Ratio for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. View historical data on California First Leasing and its competitors. California First Leasing's current Efficiency Overhead Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California First Leasing stock overvalued right now?
California First Leasing (CFNB) has a current Efficiency Overhead Ratio % of 0.00%. The current Efficiency Overhead Ratio % is 0.00%. California First Leasing's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Efficiency Overhead Ratio % calculated?
Efficiency Overhead Ratio % is calculated from a company's financial statements. For California First Leasing (CFNB), the current Efficiency Overhead Ratio % is 0.00% as of Sep. 2019. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
California First Leasing Corp is an internally managed non-diversified closed-end investment company. The company retains its lease business while using equity and other investments to maximize current income and generate capital appreciation.
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