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Investors Bancorp (Investors Bancorp) Efficiency Overhead Ratio % : 51.25% (As of Dec. 2021)


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What is Investors Bancorp Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

Investors Bancorp's Efficiency Overhead Ratio % for the quarter that ended in Dec. 2021 was 51.25% , which is lower than 62.70% for the pervious quarter ended in Sep. 2021.

Investors Bancorp's Efficiency Overhead Ratio % for the annual that ended in Dec. 2021 was 54.55% , which is lower than 55.07% for the pervious year ended in Dec. 2020.

The historical rank and industry rank for Investors Bancorp's Efficiency Overhead Ratio % or its related term are showing as below:

ISBC's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Investors Bancorp Efficiency Overhead Ratio % Historical Data

The historical data trend for Investors Bancorp's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Investors Bancorp Efficiency Overhead Ratio % Chart

Investors Bancorp Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Investors BancorpQuarterly Data
Trend Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Competitive Comparison of Investors Bancorp's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Investors Bancorp's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Investors Bancorp  (NAS:ISBC) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Investors Bancorp  (NAS:ISBC) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


Investors Bancorp Efficiency Overhead Ratio % Related Terms

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Investors Bancorp (Investors Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
101 JFK Parkway, Short Hills, NJ, USA, 07078
Investors Bancorp Inc is the holding company for Investor Bank, a savings bank operating primarily in the greater New Jersey and New York metropolitan areas. The bank obtains funds through both deposits and the wholesale market to originate loans and invest in securities. Loans originated include commercial real estate loans, commercial and industrial loans, residential mortgage loans, construction loans, and consumer loans. The bank has traditionally grown through acquisitions and internal growth, including de novo branching. The vast majority of its loan portfolio is in commercial loans. The vast majority of its net revenue is in net interest income.
Executives
P. Sean Burke officer: EVP and CFO 101 JFK PARKWAY SHORT HILLS NJ 07078
Paul Kalamaras officer: Exec VP 101 JFK PARKWAY SHORT HILLS NJ 07078
James J. Garibaldi director 101 JFK PARKWAY SHORT HILLS NJ 07078
Richard Spengler officer: Exec VP 101 JFK PARKWAY SHORT HILLS NJ 07078
Kevin Cummings director, officer: Chairman and CEO 101 JFK PARKWAY, SHORT HILLS NJ 07078
Domenick A Cama director, officer: President and COO 101 JFK PARKWAY SHORT HILLS NJ 07078
Robert C Albanese director 2300 ROUTE 33 ROBBINSVILLE NJ 08691
Paul Stathoulopoulos director 101 JFK PARKWAY SHORT HILLS NJ 07078
William V. Cosgrove director 101 JFK PARKWAY SHORT HILLS NJ 07078
Ward James H Iii director C/O AMERICAN BANCORP OF NEW JERSEY INC 365 BROAD STREET BLOOMFIELD NJ 07003
Doreen R Byrnes director 101 JFK PARKWAY SHORT HILLS NJ 07078
Michele N Siekerka director 101 JFK PARKWAY, SHORT HILLS NJ 07078
Dennis M Bone director 2300 ROUTE 33 ROBBINSVILLE NJ 08691
Blue Harbour Group, L.p. 10 percent owner 646 STEAMBOAT RD., GREENWICH CT 06830
Blue Harbour Holdings, Llc 10 percent owner 646 STEAMBOAT ROAD, 3RD FLOOR, GREENWICH CT 06830