Business Description
Description
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations and entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate/Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from Retail banking segment.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.26 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 2.57 | |||||
| Debt-to-EBITDA | 3.53 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.36 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 40.4 | |||||
| 3-Year FCF Growth Rate | -56.1 | |||||
| 3-Year Book Growth Rate | -3.8 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 10.33 | |||||
| 9-Day RSI | 25.68 | |||||
| 14-Day RSI | 35.21 | |||||
| 6-1 Month Momentum % | 56.5 | |||||
| 12-1 Month Momentum % | 21.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Dividend Growth Rate | -100 | |||||
| 3-Year Average Share Buyback Ratio | -9.1 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 12.54 | |||||
| ROE % | 9.49 | |||||
| ROA % | 1.05 | |||||
| Years of Profitability over Past 10-Year | 5 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 17.46 | |||||
| PE Ratio without NRI | 17.46 | |||||
| PS Ratio | 2.19 | |||||
| PB Ratio | 1.57 | |||||
| Price-to-Tangible-Book | 1.57 | |||||
| Price-to-Free-Cash-Flow | 15.92 | |||||
| Price-to-Operating-Cash-Flow | 13.06 | |||||
| EV-to-Revenue | 4.78 | |||||
| EV-to-FCF | 34.84 | |||||
| Price-to-Projected-FCF | 0.3 | |||||
| Price-to-Graham-Number | 1.21 | |||||
| Forward Rate of Return (Yacktman) % | 27.17 |
