Sonal Mercantile (NSE:SONAL) Efficiency Overhead Ratio %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SONAL Sonal Mercantile Ltd NSE:SONAL
66 GF Score
Price ₹90.46
GF Value ₹112.61
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Sonal Mercantile Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % only apply to companies which has operating data in Banks industry.

NSE:SONAL
66GF Score
Sonal Mercantile Ltd NSE:SONAL
Efficiency Overhead Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sonal Mercantile (NSE:SONAL) Overvalued in 2026?

Based on GuruFocus' analysis, Sonal Mercantile stock appears to be undervalued. The current stock price of ₹90.46 is trading 19.7% below its estimated GF Value™ of ₹112.61. GuruFocus considers Sonal Mercantile to be Modestly Undervalued.

Key valuation signals for NSE:SONAL:

  • Efficiency Overhead Ratio %:
  • GF Value™: ₹112.61 vs. price of ₹90.46 (19.7% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the NSE:SONAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sonal Mercantile Business Description

Comparable Companies
Other Exchanges 538943:India
Address 365, Vardhman Plaza, III Floor, Sector-3, Rohini, New Delhi, IND, 110085
Sonal Mercantile Ltd is an India-based non-banking financial company. It is engaged in providing secured and unsecured loans and advances and is also involved in investing in quoted and unquoted securities in the stock and commodity markets. The company offers inter-corporate loans, personal loans, long-term and short-term loans, Trade financing, Bills Discounting, Project Appraisal, Loans against Guarantees, and Properties.
66GF Score

Get the complete analysis for NSE:SONAL

Efficiency Overhead Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹90.46
Price
₹112.61
GF Value